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WeRize Reviews by Employees

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About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintechplatform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd).. This customer segmentis not served by privatesector banks, Insurersand Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need properguidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. Job Summary We are seeking a highly skilled Chartered Accountant (CA) with 2-4 years of post-qualification experience to join our team as a Director of Financial Planning and Analysis. The ideal candidate will be responsible for providing financial insights and analysis to drive business decisions, budgeting, forecasting, and performance monitoring. This role offers an excellent opportunity to work in a dynamic environment and contribute to the financial strategy of the company. Key Responsibilities - Lead the budgeting, forecasting, and long-term financial planning processes. - Prepare and analyze financial reports, including variance analysis, and provide actionable insights. - Assist in the development of financial models to support strategic initiatives and business decisions. - Monitor and report key performance indicators (KPIs) and financial metrics. - Collaborate with cross-functional teams to support financial analysis and business performance improvement. - Conduct ad-hoc financial analysis to support senior management in decision-making. - Ensure compliance with financial policies, procedures, and regulatory requirements. - Provide support in preparing presentations for leadership and board meetings. Key Requirements - Must be a qualified Chartered Accountant (CA) with 2-4 years of post-qualification experience in financial planning & analysis, budgeting, and forecasting. - Strong knowledge of financial modeling, variance analysis, and financial reporting. - Advanced proficiency in Excel and experience with financial software/tools (e.g., SAP, Oracle, etc). - Excellent analytical and problem-solving skills with attention to details. - Strong communication and presentation skills, with the ability to translate financial data into actionable business insights. - Ability to work collaboratively across teams and manage multiple tasks in a fast-paced environment.

Bangalore

WeRize - Chartered Accountant - Financial Planning & Analysis (2-4 yrs)

Location Bengaluru Reporting Line: Head of Business About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd) This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health/life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide aftersalessupport. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesnt work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancersin 5000+ cities only through itstech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www. werize.com/ Role Description : As Category Manager Savings, you will be responsible for building, growing, and scaling the Digital Gold and broader savings product portfolio. This is a high-impact, strategic role that involves deep collaboration across product, marketing, operations, and partnerships. The ideal candidate brings solid D2C category management experience, ideally from FinTech, D2C or NBFC companies. Key Responsibilities : - Own the end-to-end P&L and growth of the Digital Gold and other savings categories. - Design and execution strategy aligned with customer needs and company goals. - Build go-to-market strategies for new savings products, pricing, promotions, and bundling. - Drive user acquisition, engagement, retention, and monetization through product and marketing levers. - Collaborate with product & tech teams to continuously improve customer experience and feature roadmap. - Work closely with marketing and brand teams on campaigns to increase awareness and usage. - Identify and onboard strategic partners and vendors for new savings products. - Lead and mentor a small category team focused on execution excellence. Attributes we are looking for : - 6-8 years of category management experience in a D2C company (FinTech/ecommerce/consumer tech). - 12 years of direct experience in managing the Digital Gold category is a must. - Strong business acumen and comfort with data-driven decision-making. - Experience in launching and scaling digital products in Tier 2, 3, and 4 cities is a plus. - Team management experience with a track record of building and leading high performing teams. - Strong stakeholder management skills and ability to work cross-functionally in a fastpaced environment

WeRize - Category Manager - Savings (6-8 yrs)

About WeRize: Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintechplatform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd. This customer segmentis not served by privatesector banks, Insurersand Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credi. While customers in these geographies use smartphones, they need properguidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissio. Our social distribution platform supported by financially literatefreelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. To know more about the company, please visit: https://www.werize.com/. About the Role: WeRize is hiring a Zonal Legal Manager to lead the legal function for our Loan Against Property (LAP) business in the North Zone. The role involves managing property document due diligence, legal vendor coordination, risk mitigation, and legal support for credit, sales, and collections teams. You will work closely with internal teams and external legal partners to ensure smooth loan disbursals and legally compliant operations. Key Responsibilities: Property Document Due Diligence - Support the credit team in verifying property documents before loan sanction. - Coordinate with law firms, advocates, and agencies to obtain search reports and ensure legal clearances. - Guide teams on creating enforceable charges on properties and resolving documentation gaps. - Liaise with government authorities for charge creation, rectification, and release. Vendor Management: - Identify and onboard reliable legal vendors (law firms, search agencies, advocates). - Monitor their performance, turnaround time, and compliance with internal policies. - Conduct regular performance reviews and maintain effective communication with legal vendors. Legal Compliance & Risk Mitigation: - Ensure compliance with property laws, registration norms, and mortgage regulations. - Identify risks like defective titles, encroachments, or fraudulent documentation early. - Work on resolving legal issues that affect loan enforce ability. Stakeholder Collaboration: - Provide legal support to Credit, Risk, Sales, Collections, and Operations teams. - Partner with the Collections team for legal recovery when needed. - Keep management informed about changes in local laws and legal risks. Governance & Reporting: - Maintain dashboards and MIS for vendor performance and legal risk tracking. - Report any instances of malpractice, delays, or non-compliance by external legal partners. Who Were Looking For: Qualification: LLB (3-year or 5-year program) from a recognized university. Experience: - 5- 7 years in legal roles, preferably in NBFCs or financial institutions handling LAP. - Strong knowledge of property laws, SARFAESI, Stamp & Registration Acts, and local real estate. regulations. - Experience working with legal vendors, government bodies, and cross-functional int. ernal teams. - Proficient in MS Office, especially Excel, and familiar with legal tech tools. - A proactive, self-driven legal professional with strong problem-solving and execution skills. - Familiarity with legal software, databases, technology tools and digital finance frameworks.

Delhi NCR

Delhi

WeRize - Zonal Legal Manager - LAP - LLB (5-7 yrs)

About WeRize: Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India's largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd). This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesn't work for this segment. WeRize has innovated on this front through its 'Finance ki online dukaan (Social Shopify of Finance)', a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literatefreelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when comparedto upper income customers in metros and hence pure digital CAC doesn't work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancers in 5000+ cities only through its tech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com. Role Description: This is a full-time on-site (Bengaluru) role for Associate Director/Director Credit MSME position at WeRize. The ideal candidate should have a robust background in business loan/MSME credit underwriting between 1L to 10L amount, a keen understanding of MSME underwriting based on bank statement and GST data, and a proven track record of managing MSME credit risk. As an Associate Director/Director, He/She will be a people manager and play a crucial role in evaluating creditworthiness, ensuring compliance with credit policies, and contributing to the growth of our MSME lending portfolio. Qualifications: - Master's degree in business, Finance or Economics. - Underwritten ticket size only between 1L - 10Lakhs. - Minimum of 10-15 years of experience in MSME/unsecured business loan underwriting. - Handling a region or a zone in the current role, people manager, preferably from NBFC/Fintech background. - Decent enough understanding on CGTMSE, CGFMU, various other MSME applicable state and central government schemes. - Assess and analyze credit applications for MSME unsecured business loans, considering factors such as GST return, bank statements and industry trends. - Extensively worked on proprietorship/partnership kind of profiles in the past. - Conduct thorough risk assessments and provide insightful recommendations to decision-makers. - Develop and implement credit risk management strategies to maintain a healthy loan portfolio. - Monitor existing loan accounts, identifying potential risks, and proposing proactive solutions to mitigate credit issues. - Create and monitor policy based on understanding and best practices followed in the MSME lending industry. - Work closely with external stake holders (Lenders) internal cross-functional teams, including sales, operations to facilitate a smooth and efficient credit approval process. - Provide guidance to junior team members and foster a collaborative and knowledge-sharing environment. - Have handled team size of 10-15 people at least in the past.

WeRize - Director - Credit - MSME (10-15 yrs)

About WeRize: Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India's largest full stack fintechplatform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd). This customer segmentis not served by privatesector banks, Insurersand Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property , health and life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans,savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need properguidance and support when purchasing the right financial products for themselves. So, a pure digital model doesn't work for this segment. WeRize has innovated on this front through its 'Finance ki online dukaan (Social Shopify of Finance)', a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesn't workfor this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancers in 5000+ cities only through its tech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com/. Roles & Responsibilities: - Implements new process changes to improve efficiency and accuracy. - Identify internal control weaknesses and implement process. - Oversee the daily/weekly/monthly delivery of targets in a timely manner and ensure compliance and accuracy. - Building a data-oriented culture & adoption of process improvement projects to achieve business goals within the team. - Managing senior stakeholder communication across multiple lines of business (Credit, Risk and Collections) on various project milestones, process changes, escalations, etc. - Drive companies' revenue numbers by converting sanctioned loans into disbursement. - Maintain overall commercials - cross selling insurance products as per the monthly and annual targets to drive company's revenue generation. - Ideate, help design and implement process related changes and enhancement of current process which helps in disbursement conversion. - Training, Mentoring and ongoing support to the team with feedback and support for improvement in revenue generation and sales. - Maintain the data base and metrics of the team. - Prepare reports for management regarding loan processing activities including but not limited to status and production reports. - Prepares and provides loan disbursement instructions for loan officer, and when closing loan through title company funds the loans to the title company after verifying that all title company exceptions and instruction requirements have been met. - Handled a team of 10+ employees and driving the team. - Escalation Management - 0% escalation. - Awareness on Franking / stamping of loan agreements. - Documentation awareness for Loans. - Complete awareness about KYC norms. - Maintain a good partner relation. - Able to work overtime when needed. - Other duties as assigned. Attributes we are looking for:. - MBA/ BBA/BCom or equivalent degree. - 5+ experience in Banks / Financial Institutions / Technology start-up. - Understanding of lending and/or insurance industry would be a plus. - Ability to work with senior leadership and management teams across business units. - Ability to get on the ground be part of functional teams. - Should be comfortable managing and working with ambiguity and finding solutions from the same. - Understanding of financial models, with experience in creating them a plus. - High Proficiency in MS Excel and basic ability to use SQL will be a plus.

WeRize - Manager - Lending Operations (5-7 yrs)

About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd). This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property, health and life insurance and investment products.. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide after sales support. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions.. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesnt work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancers in 5000+ cities only through its tech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize.. To know more about the company, please visit: https://www.werize.com/ About the Role: We are looking for a seasoned professional to lead our Capital Markets function, responsible for driving debt fundraising strategy, investor engagement, and end-to-end execution of debt and structured finance transactions. The ideal candidate will have a deep understanding of the financial ecosystem, especially debt markets, and experience working with Banks, NBFCs, DFIs, AIFs, and other institutional investors. Key Responsibilities: Fundraising Strategy: - Develop and execute capital raising strategies aligned with the companys growth and working capital requirements. Investor Relations: - Manage and deepen relationships with existing and prospective investors including banks, NBFCs, mutual funds, family offices, and DFIs. Deal Structuring & Execution: - Lead end-to-end deal structuring and execution across instruments such as term loans, securitization (DA/PTC), co-lending, ECBs, and other structured debt products. Compliance & Documentation: - Oversee due diligence, documentation, and regulatory compliance for all fundraising activities. Internal Collaboration: - Work closely with the finance, legal, compliance, credit, and risk teams to ensure smooth execution and risk mitigation in all capital markets transactions. Market Intelligence: - Track and analyze macroeconomic trends, interest rate movements, and industry benchmarks to optimize borrowing costs. Innovation in Capital Solutions: - Explore innovative debt instruments or partnerships (co-lending, blended finance, etc.) to diversify funding sources and reduce cost of capital. Key Requirements: - CA / MBA (Finance) / CFA or equivalent qualification. - 8-15 years of relevant experience in Capital Markets / Debt Fundraising roles in fintechs, NBFCs, banks, or investment banks. - Proven track record in raising structured and unsecured debt from institutional sources. - Excellent financial modeling, negotiation, and presentation skills. - Strong network across Indian lending institutions and debt investors. - Ability to work in a fast-paced, entrepreneurial environment with high ownership.

Mumbai

WeRize - Associate Director - Capital Market (8-15 yrs)

Location Bengaluru Reporting Line: Senior Director Partner Management About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd) This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property, health/life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide aftersalessupport. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesnt work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancersin 5000+ cities only through itstech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com/ Role Description: We are seeking a seasoned sales leader with strong expertise in SME lending to drive our business growth across geographies. The ideal candidate will have significant experience in sourcing loan files through retail DSA networks, connectors, and channel partners. This is a critical leadership role with high ownership and impact, responsible for achieving disbursement targets, expanding distribution channels, and building high- performing regional teams. Key Responsibilities: - Own the P&L for the SME lending business across assigned geographies. - Develop and implement strategies to drive loan disbursals through DSAs, connectors, and other channel partners. - Build and nurture a reliable network of retail sourcing partners in Tier 2, 3, and 4 markets. - Lead, mentor, and scale a field sales team to drive aggressive customer acquisition and onboarding. - Monitor daily performance metrics, funnel conversions, and partner productivity. - Collaborate with credit, operations, and product teams to streamline processes and improve turnaround time (TAT). - Ensure compliance, documentation, and quality checks across the sourcing funnel. Attributes we are looking for: - 12- 14 years of strong experience in SME lending, business loans, or working capital finance. - Proven track record in sourcing loans through DSAs, connectors, and third-party distribution networks. - Strong network of retail DSAs and aggregators across regions (especially in semi-urban markets). - Ability to manage scale, drive targets, and operate in an execution-heavy environment. - Team leadership experience, with the ability to inspire and drive performance. - Excellent communication, negotiation, and interpersonal skills

WeRize - Director/Associate Director - Sales - SME (12-14 yrs)

Location Bengaluru Reporting Line: Chief Manager - LAP/SME Product About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd) This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property, health/life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide aftersalessupport. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesnt work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancersin 5000+ cities only through itstech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com/ Role Description: - Were looking for a Category Manager SME who will own and drive the strategy, growth, and profitability of the SME lending category. - This role sits at the intersection of business, product, credit, and distribution and is ideal for someone who has previously worked as a Product Manager in SME lending at a bank or NBFC. Key Responsibilities: - Own end-to-end responsibility for the SME lending category product strategy, growth, profitability, and customer success. - Identify segment-specific credit needs and build customized loan offerings to meet those needs. - Collaborate with credit, risk, and underwriting teams to co-create product policies, pricing, and documentation norms. - Work closely with business and sales teams to drive category penetration and scale across geographies. - Partner with marketing and tech teams to improve product visibility, user journeys, and conversions. - Analyze internal and external data to monitor performance, identify opportunities, and continuously improve. - Stay updated with industry trends, competitor offerings, and regulatory changes impacting the SME segment. Attributes we are looking for: - Tier 1 MBA with a solid academic background. - 3+ years of experience as a Product Manager / Category Manager in SME Lending in banks, NBFCs, or FinTechs. - Strong understanding of SME customer behavior, credit lifecycle, documentation, and regulatory compliance. - Analytical and data-driven approach with hands-on experience in managing product/category P&L. - Ability to thrive in a fast-paced, cross-functional, and execution-focused environment

WeRize - Category Manager - SME - IIM/ISB/MDI/FMS (3-6 yrs)

Location Bengaluru Reporting Line Founders About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building Indias largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd) This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property, health/life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesnt work for this segment. WeRize has innovated on this front through its Finance ki online dukaan (Social Shopify of Finance), a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide aftersalessupport. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means an exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesnt work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancers in 5000+ cities only through its tech platform and without any feet-on-street team of its own. This results in a highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com/ Role Description: We are looking for a dynamic and strategic Director Founders Office to work closely with the Founders and leadership team. This role is ideal for a seasoned professional with prior experience in Founders Office, preferably with a background in financial services. The ideal candidate will bring expertise in strategy, execution, and cross-functional leadership, playing a pivotal role in driving key business initiatives. Key Responsibilities: - Act as a trusted advisor to the Founders, supporting decision-making through datadriven insights and market intelligence. - Oversee and manage investor relations, board communications, and fundraising efforts as needed. - Drive strategic projects across business verticals, ensuring alignment with company objectives. - Partner with business heads and key stakeholders to improve operational efficiency and implement high-impact initiatives. - Develop and track key business metrics, ensuring accountability across teams. - Represent the company in key external meetings, including partnerships, regulatory discussions, and investor forums. - Work closely with finance, product, and operations teams to optimize growth strategies and business outcomes. - Identify and address bottlenecks in execution, ensuring seamless collaboration across teams. - Lead high-priority problem-solving initiatives and facilitate structured decisionmaking processes. Attributes we are looking for: - Experience: 5+ years of post-MBA (Tier 1) experience, with a proven track record in a Founders Office role/ top tier strategy consulting. - Industry Expertise: Prior experience in financial services is a strong plus. - Education: MBA from a Tier 1 institute (IIMs, ISB, or equivalent). - Strategic Thinker: Ability to break down complex business problems and develop actionable solutions. - Execution Excellence: Strong project management and problem-solving skills, with a hands-on approach to driving results. - Stakeholder Management: Exceptional communication and leadership skills, with the ability to influence cross-functional teams. - High Growth Mindset: Comfort in a fast-paced, high-growth environment with evolving priorities

WeRize - Director - Founders Office - IIM/ISB/MDI/FMS (5-8 yrs)

About WeRize Founded in 2019 by Vishal Chopra and Himanshu Gupta, WeRize is building India's largest full stack fintech platform for 500 million underserved middle-class customers who live in 5000+ small towns of India. WeRize (Wortgage technologies pvt ltd) also owns RBI registered NBFC subsidiary (Wortgage Finance pvt ltd). This customer segment is not served by private sector banks, Insurers and Mutual Fund companies due to their low ticket-size and lifetime value and is dependent on PSU/Govt. banks. PSU/Government banks rarely provide financial products beyond basic savings accounts and these customers lack access to unsecured loans, MSME loans, credit cards, affordable housing loans, loan against property, health/life insurance and investment products. WeRize manufactures innovative unsecured consumer credit, mortgages, loan against property, MSME loans, savings and insurance products designed for this customer base keeping in mind their needs, requirements and purchasing power, with a view to add a layer of financial security to their lives and enable access to credit. While customers in these geographies use smartphones, they need proper guidance and support when purchasing the right financial products for themselves. So, a pure digital model doesn't work for this segment. WeRize has innovated on this front through its 'Finance ki online dukaan (Social Shopify of Finance)', a first of its kind social distribution tech platform in the financial services space that educates and enables local financially literate freelancers across these small towns to source business through online and offline channels, recommend the right financial product(s) to customers as well as provide aftersalessupport. These freelancers, who are located in more than 5000+ towns and cities, earn as much as INR 30,000 a month from WeRize in commissions. Our social distribution platform supported by financially literate freelancers means exceptionally low cost of customer acquisition (CAC) and operations costs compared to both fully digital and on-the-ground financial services providers. Digital conversions among this target group are way lower when compared to upper income customers in metros and hence pure digital CAC doesn't work for this segment. While companies like LIC and Fino Bank also rely on freelancer distribution, they deploy local on-field teams/branches to manage freelancers in every city. That results in very high CAC and operations costs for such companies. WeRize on the other hand, has been able to acquire, train and manage thousands of freelancersin 5000+ cities only through itstech platform and without any feet-on-street team of its own. This results in highly profitable business model for Werize. To know more about the company, please visit: https://www.werize.com/ Role Description: We're looking for a Category Manager - SME who will own and drive the strategy, growth, and profitability of the SME lending category. This role sits at the intersection of business, product, credit, and distribution and is ideal for someone who has previously worked as a Product Manager in SME lending at a bank or NBFC. Key Responsibilities: - Own end-to-end responsibility for the SME lending category - product strategy, growth, profitability, and customer success. - Identify segment-specific credit needs and build customized loan offerings to meet those needs. - Collaborate with credit, risk, and underwriting teams to co-create product policies, pricing, and documentation norms. - Work closely with business and sales teams to drive category penetration and scale across geographies. - Partner with marketing and tech teams to improve product visibility, user journeys, and conversions. - Analyze internal and external data to monitor performance, identify opportunities, and continuously improve. - Stay updated with industry trends, competitor offerings, and regulatory changes impacting the SME segment. Attributes we are looking for: - Tier 1 MBA with a solid academic background. - 3+ years of experience as a Product Manager / Category Manager in SME Lending in banks, NBFCs, or FinTechs. - Strong understanding of SME customer behavior, credit lifecycle, documentation, and regulatory compliance. - Analytical and data-driven approach with hands-on experience in managing product/category P&L. - Ability to thrive in a fast-paced, cross-functional, and execution-focused environment.

Werize - Category Manager - SME (3-10 yrs)

Role Description: We are seeking a motivated and detail-oriented Business Analyst to join our Strategic Initiatives (SI) team. In this role, you will support the collection operations team in managing day-to-day activities, building performance trackers, optimizing customer allocation for our calling and field teams, and providing actionable insights through data analysis. This is a great opportunity for a recent graduate or a professional with up to 2 years of experience, particularly in collections, credit, or related fields. The ideal candidate is a data-driven problem solver with a strong ability to collaborate across functions. Key Responsibilities: - Performance Tracking: Develop and maintain performance trackers for the collection operations team, including tracking key performance indicators (KPIs) related to customer payments, team productivity, and overall operational efficiency. - Customer Allocation: Assist in the allocation of the customer base to calling and field teams, ensuring that customers are assigned based on their DPD (Days Past Due) status and that resources are optimally distributed. - Data Analysis: Analyze operational data to identify trends, bottlenecks, and areas for improvement. Provide regular reports and insights to the operations team to inform strategic decisions. - DPD Bucket Performance: Focus on improving the performance of different DPD (Days Past Due) buckets: 0-30, 31-60, 61-90, and NPA. Develop strategies to enhance collection efficiency and reduce NPA (Non-Performing Assets) across each bucket. - Key Metrics: Track and analyze key metrics such as NPA and collection efficiency across the various DPD buckets, ensuring that performance targets are met. - Process Improvement: Collaborate with the operations team to identify and implement process improvements based on data analysis and industry best practices. - Cross-Functional Collaboration: Work closely with other departments, including credit, risk, and strategy teams, to ensure alignment and support the broader objectives of the collection operations. - Tool and Query Development: Write and execute queries to extract data from various systems. Develop tools and spreadsheets that facilitate better decision-making and operational efficiency. Attributes we are looking for: - Education: Bachelor's degree in a relevant field (e.g., Finance, Business, Data Science), MBA is preferred but not mandatory. - Experience: A recent graduate or up to 2 years of experience in a similar role, ideally within collections, credit, or financial services. Candidates with experience in solving complex problems in other industries will also be considered. - Technical Skills: - Proficiency in Excel, Google Sheets, and other spreadsheet tools. - Ability to write and execute SQL queries. - Familiarity with data visualization tools (e.g., Tableau, Power BI) is a plus. - Analytical Skills: Strong analytical and problem-solving skills with an ability to draw insights from data and translate them into actionable recommendations. - Communication Skills: Excellent verbal and written communication skills. Ability to\present complex data in a clear and concise manner. - Collaboration: Ability to work cross-functionally and build relationships with stakeholders at all levels of the organization.

Business Analyst - Strategic Initiatives (1-4 yrs)

Role Description: We're looking for a Category Manager - SME who will own and drive the strategy, growth, and profitability of the SME lending category. This role sits at the intersection of business, product, credit, and distribution and is ideal for someone who has previously worked as a Product Manager in SME lending at a bank or NBFC. Key Responsibilities: - Own end-to-end responsibility for the SME lending category - product strategy, growth, profitability, and customer success. - Identify segment-specific credit needs and build customized loan offerings to meet those needs. - Collaborate with credit, risk, and underwriting teams to co-create product policies, pricing, and documentation norms. - Work closely with business and sales teams to drive category penetration and scale across geographies. - Partner with marketing and tech teams to improve product visibility, user journeys, and conversions. - Analyze internal and external data to monitor performance, identify opportunities, and continuously improve. - Stay updated with industry trends, competitor offerings, and regulatory changes impacting the SME segment. Attributes we are looking for: - Tier 1 MBA with a solid academic background. - 3+ years of experience as a Product Manager / Category Manager in SME Lending in banks, NBFCs, or FinTechs. - Strong understanding of SME customer behavior, credit lifecycle, documentation, and regulatory compliance. - Analytical and data-driven approach with hands-on experience in managing product/category P&L. - Ability to thrive in a fast-paced, cross-functional, and execution-focused environment.

WeRize - Category Manager - SME - IIM/FMS/MDI/XLRI (4-9 yrs)

Role Description: We are looking for a highly analytical and execution-driven professional to join our Collection Strategy team. As a Manager - SI (Collections) , you will play a critical role in developing, analysing, and refining strategies to improve collection efficiency, reduce NPAs, and control costs as we scale operations. This role involves deep data analysis, collaboration with multiple stakeholders, and a problem solving mindset to drive measurable improvements in portfolio performance. If you have a background in collections, credit strategy, or risk analytics within a bank, NBFC, or fintech and are looking for a high-impact role, we'd love to connect! Key Responsibilities: 1. Strategy Development & Execution - Support in designing & optimizing collection strategies across different DPD (Days Past Due) buckets. - Work with the calling & field collection teams to ensure effective execution and adherence to SOPs. - Assist in developing legal and settlement strategies to maximize recovery and minimize losses. 2. Data Analysis & Performance Monitoring - Analyze portfolio performance, identify trends, and generate insights to refine collection strategies. - Track key KPIs like recovery rates, DPD transitions, and collection costs to drive decision making. - Work with data science teams to build dashboards & reports for real-time tracking of collections performance. 3. Stakeholder Collaboration - Partner with credit, risk, collection operations, and data science teams to align strategies. - Support senior leadership by preparing insightful reports & presentations on collections performance. - Engage with cross-functional teams to drive execution of strategic initiatives. 4. Cost Management & Process Optimization - Assist in controlling collection costs while maintaining efficiency as the company scales operations. - Identify areas for process automation, operational efficiencies, and cost savings within the collections function. Key Qualifications Experience: - 3-5 years of experience in collection strategy, credit risk, or portfolio analytics within a bank, NBFC, or fintech. - Strong exposure to data-driven strategy execution in collections or risk management. - Experience in working on analytical models, dashboards, or process automation is a plus. Education - Full-time MBA or Engineering from a recognized institute. - Additional certifications in risk analytics, data science, or credit management are a plus. Skills & Competencies Technical & Analytical Skills - Strong data analysis skills - ability to derive insights from large datasets. - Proficiency in SQL, Excel, Power BI, and data analytics tool

WeRize - Strategy Manager (3-5 yrs)

Apply to 13 WeRize jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in WeRize Now! Company Page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM

Apply to 13 WeRize jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in WeRize Now! Comapny page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM