About Us:

Founded in 2020, Wint Wealth is one of India's leading fixed-income investment platforms, focused on democratising access to high-quality debt instruments for retail investors. Trusted by over 1 million registered users and having facilitated more than - 6,000 crore in retail bond investments, Wint has built a strong track record in delivering curated, transparent, and risk-calibrated fixed-income opportunities.

Wint Wealth operates as an Online Bond Platform Provider (OBPP), and is a registered member of NSE, enabling direct access to listed debt securities through recognised exchange infrastructure. The platform combines institutional-grade sourcing, credit diligence, and structured distribution with a seamless digital experience for retail investors. In parallel, Wint has built one of India's most engaged fixed-income investor communities through its educational content initiatives, including a widely followed YouTube channel focused on bonds, credit markets, and personal finance literacy.

Location: Bengaluru

About the Role:

We are hiring a mid-level leader to build and institutionalise Wint's structured products platform from first principles, including payoff design, hedge architecture, pricing frameworks, lifecycle risk governance, and desk-level operating playbooks.

The core mandate is to:

Design, structure, and launch Wint-originated MLD products

Own payoff engineering, hedging architecture, and lifecycle risk

The role is ideal for someone with hands-on MLD structuring experience, a strong grasp of option premium monetisation and hedging mechanics, and real market connectivity with option desks, brokers, and derivative liquidity providers.

Responsibilities:

1. In-house Product Structuring & Design (Primary Focus):

- Design and standardise repeatable payoff structures (e.g., put-spread based, range-bound, participation-linked, capital-efficient formats)

- Structure MLDs across multiple underlyings.

- Define key product parameters

2. Hedging, Derivatives & Market Connectivity:

- Design and oversee the hedging framework for structured products, including:

- Greeks - Delta, gamma, vega, theta, and rho considerations

- Use of futures, options, and synthetic structures where liquidity is limited

- Leverage strong relationships with option desks, brokers, and derivative counterparties for pricing, liquidity, execution, and hedge optimisation

3. Commercial & Product Economics Ownership:

- Design payoff structures aligned with targeted investor IRRs while optimising issuer margin and hedge cost

- Budget and manage option premium deployment relative to coupon commitments

- Evaluate capital efficiency of structures across underlyings and payoff formats

- Work closely with internal issuer teams to align structuring outputs with balance sheet and funding objectives

Requirements:

Experience:

- Direct experience working on multiple MLD structures across:

- Equity indices

- Commodities (gold, silver, etc.)

Prior experience at:

- MLD issuers

- Wealth managers with in-house structuring

- Structuring desks / derivative product teams

- Network & Execution Capability

Strong market network with:

- Option liquidity providers

- Brokers and execution desks

- Ability to independently drive structuring conversations and product design, without reliance on third-party templates