Spinny - Assistant Manager - Treasury

Job Responsibilities:

1. Lender Acquisition and Relationship Management:

- Identify and establish relationships with new lenders to diversify funding sources.

- Negotiate terms and conditions with lenders to secure cost-effective financing.

- Maintain strong relationships with existing lenders, ensuring ongoing engagement and satisfaction.

2. Loan Disbursement and Documentation:

- Oversee the complete loan disbursement process, ensuring all documentation is accurate and complete.

- Collaborate with legal teams to manage and negotiate loan agreements and related legal documents.

- Ensure compliance with all regulatory and lender-specific requirements during the disbursement process.

3. Treasury Compliance:

- Ensure adherence to all regulatory requirements and internal policies related to treasury operations.

- Stay updated on changes in financial regulations affecting treasury activities and implement necessary adjustments.

- Prepare and present reports for Asset-Liability Committee (ALCO) and Board meetings.

4. Cash and Liquidity Management:

- Develop and implement strategies for effective cash flow and liquidity management.

- Plan for filling cash shortfall gaps and investing surplus funds.

- Monitor daily cash positions and forecast future cash requirements.

5. Monthly Lender Reporting and Covenant Compliance:

- Prepare and submit accurate and timely reports to lenders, including financial updates and compliance status.

- Monitor compliance with all loan covenants and proactively address any potential breaches.

- Liaise with credit rating agencies to maintain and improve the company & credit ratings.

6. Debt repayment management:

- Ensure timely and accurate processing of EMI payments and other debt servicing obligations.

- Manage day-to-day treasury activities, including cash flow management, fund projections, and liaison with relevant teams for fund requirements.

7. Process Optimization and Risk Management:

- Identify opportunities to enhance treasury operations and implement best practices.

- Establish and maintain robust internal controls to safeguard company assets.

- Manage end-to-end investment activities and compliance with investment policies.

Key Requirements:

- Bachelor or Master degree in Finance, Accounting, or a related field; CA/MBA (Finance) preferred.

- Proven track record in fundraising through diversified structures such as long- term loans, working capital, securitization, and NCDs.

- Strong understanding of loan documentation, legal terms, and regulatory compliance.

- Excellent analytical, negotiation, and relationship management skills.

- Proficiency in financial systems, treasury software, and advanced MS Excel.

-Ability to work under pressure and meet tight deadlines.