About Snapmint:

Snapmint is a leading fintech company redefining access to consumer credit in India. Backed by marquee venture capital and private equity investors, our zero-cost EMI platform enables responsible purchases, without a credit card, across categories like fashion, electronics, and lifestyle.

India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices.

Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team -alumni of IIT Bombay and ISB-brings deep experience from Oyo, Swiggy, Maruti Suzuki, and prior successful ventures in ad-tech, patent analytics, and bank-tech.We are building the future of responsible consumer finance-simple, transparent, and customer-first.

Role Overview:

We are seeking a qualified and motivated Associate - Legal with 1-4 years of post-qualification experience to join our legal team. The ideal candidate will have a strong foundation in fintech and NBFC regulatory frameworks, commercial contract negotiation, and stakeholder advisory.

Key Responsibilities:

- Review, draft, and negotiate a wide range of commercial contracts including service agreements, partnership arrangements, merchant onboarding documents, and financing agreements.

- Research on RBI NBFC norms, data protection laws, fintech regulations, and applicable consumer lending standards.

- Manage legal risk management across lending, collections, marketing, and data usage.

- Manage regulatory filings, audits, and engagement with authorities including RBI, MCA, and other relevant regulators.

- Monitor timelines and ensure compliance with procedural requirements related to notices, litigation and dispute resolution.

- Collaborate with external counsel and advisors for litigation, structuring, or regulatory opinions.

- Develop material for internal training sessions on key legal and regulatory topics.

- Monitor and communicate legal and regulatory updates impacting the fintech/NBFC landscape.

- Contribute to internal policy formulation, governance frameworks, and compliance monitoring programs.

- Staying up-to-date with changes to legislation, particularly in relation to laws, rules and regulations that directly affect your business and specific industry.

Qualifications:

- LL.B. or LL.M. from a reputed university in India

- 1-4 years of post-qualification experience, with strong exposure in law firms and/or in-house legal teams, preferably within fintech, NBFCs, or financial services

- Robust understanding of regulatory advisory, commercial contracts, and compliance frameworks

- Demonstrated ability to collaborate effectively with business stakeholders, regulators, and external counsel

Key Competencies:

- Strong grasp of financial services laws and regulations, particularly RBI and fintech-related guidelines

- Excellent legal drafting and contract negotiation skills

- High attention to detail and ability to manage competing deadlines

- Commercially astute with sound judgment and practical problem-solving skills

- Strong interpersonal and communication skills, capable of working cross-functionally

- Self-starter who thrives in a fast-paced, high-growth, and evolving environment