Product Owner/Head - FinTech Startup
Description:
As Product Head Fintech, youll lead a cross-functional pod to scale our core financial stack and launch new fintech capabilities. This role is laser-focused on money movement, rewards infrastructure, and transaction optimization.
Youll own how users earn, manage, and spend their rewards - without overlapping growth levers (retention/CRM) or commerce UX (merchandising or PDPs).
What Youll Own:
End-to-end ownership of the fintech product stack:
- Wallet, UPI stack, payment integrations, reward issuance, and coin redemption flows.
- Build secure, seamless, and delightful payment journeys, working across mobile & web.
- Design a modular reward system (coins/points), enabling brand partnerships, categorylevel incentives, and redemption economy.
Launch new financial use cases:
- Embedded finance (pay later, micro-credit), partner bank integrations, reward-linked payment methods.
Define product metrics:
- TXN success rate, wallet adoption, redemption frequency, average coins earned/spent, NPS on payment flows.
- Build for trust, compliance, and transaction visibility while optimizing for UX.
- Drive collaboration with design, engineering, legal/compliance, partnerships, and business teams.
What Were Looking For:
- 1012 years of product experience, with at least 5-7 years in fintech, rewards, wallets, or payments.
- Built or scaled consumer fintech journeys - UPI flows, wallets, loyalty/rewards systems, or embedded finance tools.
- Deep understanding of reward economics, transaction UX, trust & fraud controls.
- Hands-on with metrics: funnel drop-offs, ARPU/CAC, redemption ratios, wallet activation rate.
- Strong stakeholder communication: work with compliance/legal, payments partners, external PSPs.
- Mindset: strategic, execution-obsessed, resourceful, and deeply user-focused.
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