Pine Labs - Associate Director - Financial Planning & Analysis/Business Finance

About the job:

We at Pine Labs are looking for those who share our core belief - "Every Day is Game day". We bring our best selves to work each day to realize our mission of enriching the world through the power of digital commerce and financial services.

Role Purpose:

Pine Labs is a leading fintech innovator, and Issuing & Credit+ is its second-largest and one of the fastest-growing business units. We are looking for a high-energy Director - FP&A; / Business Finance to shape the financial strategy of this business. You will work closely with the BU CEO and the Group CFO, owning the business P&L;, driving financial insights, strengthening unit economics, and partnering with product, commercial, and operations leaders. This is a high-impact role suited for someone who thrives in a dynamic, startup-like environment and enjoys building structure in fast-scaling businesses.

The responsibilities we entrust you with:

- Work directly with the BU CEO and CFO to influence strategy, financial planning, and business performance.

- Act as the strategic finance partner to business leadership - own planning, forecasting, management reviews, and performance visibility.

- Build and maintain management reports (financials, revenue flows, expense tracking, dashboards) and lead budgeting/forecasting cycles.

- Provide deep insights into actual performance including variance analysis, KPI trends, profitability metrics, and business drivers.

- Drive visibility into revenue and cost metrics; collaborate cross-functionally to enhance revenue and optimize cost structures.

- Lead weekly, monthly, quarterly, and annual operating rhythms with insight-led narratives for leadership.

- Analyze trends across KPIs - sales, margins, expenditures, and unit economics - and recommend gap closers to achieve financial targets.

- Partner with Product, Sales, and Ops on pricing, commercial models, new product economics, and scaling initiatives.

- Lead business cases for new initiatives, partnerships, and capital allocation decisions.

- Implement and enhance BI tools and dashboards to automate reporting and real-time tracking.

- Prepare high-quality board decks, investor updates, and CXO-level presentations.

What matters in this role?

- 10+ years of experience in FP&A;, Business Finance, or Strategic Finance.

- CA or MBA (Finance) from a reputed institution.

- Strong analytical toolkit; familiarity with BI tools or SQL is a plus

- Strong preference for candidates with startup or high-growth tech/fintech experience.

- Exceptional financial modelling, forecasting, and analytical skills.

- Strong communication and influencing skills; ability to partner closely with CXOs.

- High ownership, comfort with ambiguity, and a bias for action

What we Value in Our people?

- You take the shot: You Decide Fast and You Deliver Right

- You are the CEO of what you do: you show ownership and make things happen

- You own tomorrow: by building solutions for the merchants and doing the right thing

- You sign your work like an artist: You seek to learn and take pride in the work you do