Key Responsibilities:
1. Legal Advisory & Business Support
- Provide strategic legal advice to business teams on new products, initiatives, and operations.
- Partner with senior business leaders to structure transactions and develop compliant business models.
- Evaluate and mitigate legal risks in business operations and decision-making.
2. Contract Management
- Draft, review, and negotiate a wide range of commercial contracts including:
- Loan agreements
- Vendor contracts
- Channel partner and DSA agreements
- Technology & service contracts
- Ensure enforceability and compliance with internal policies and regulatory requirements.
3. Regulatory Compliance
- Ensure business operations comply with RBI regulations, NBFC guidelines, and other statutory laws (e.g., Contract Act, IT Act, Companies Act, Consumer Protection Act).
- Liaise with regulators and ensure timely submissions and disclosures.
4. Litigation Management
- Oversee and coordinate with external legal counsel for business-related litigation and recovery proceedings.
- Support the collections/legal recovery teams with legal opinions and enforcement strategies.
5. Policy & Process Development
- Develop and implement legal policies, SOPs, and risk controls for the legal function across regions.
- Conduct legal audits of documentation and processes to ensure compliance.
6. Stakeholder Management
- Work closely with internal teams - Sales, Credit, Risk, Compliance, Collections, and Operations - to provide timely and solution-oriented legal support.
- Manage external counsel and legal vendors.
Key Skills & Competencies:
- Strong knowledge of NBFC regulations and financial services laws.
- Expertise in contract drafting and negotiation.
- High integrity and strong business acumen.
- Ability to handle multiple stakeholders and projects in a fast-paced environment.
- Excellent communication and interpersonal skills.
Qualifications & Experience:
- Education: LLB/LLM from a reputed law school or university.
- Experience: 10-15 years of relevant experience, with at least 5 years in a similar role within an NBFC, bank, or financial services company.
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