Insurance Dekho - Senior Product Manager - Finance Tech

Job Title: Senior Product Manager - Finance Tech

Location: Gurugram

Experience: 5-6 years

Role Overview

- We are looking for a Senior Product Manager - Finance Tech to own and scale our Pay-In, Pay-Out, and Payments platform. This role sits at the intersection of product, finance, revenue, insurers, and payment gateways, and is critical to ensuring accurate, scalable, and intelligent money movement across the ecosystem.

- You will also lead our Payment Gateway product, including deep integrations with insurers and partners such as Razorpay, while building strong financial controls, reconciliation systems, and pricing constructs like platform fees.

Key Responsibilities

- Own end-to-end product strategy and execution for Pay-In and Pay-Out systems

- Manage and scale the Payment Gateway product, including Razorpay integrations with insurers and partners

- Work closely with insurance partners to enable seamless collections, settlements, refunds, and reconciliations

- Collaborate deeply with Finance and Revenue teams on:

Platform fees

Commission structures

Settlement cycles

Revenue recognition

- Build products that are numbers-first, accurate, auditable, and scalable

Define and optimize financial workflows, reconciliation logic, dashboards, and controls

- Apply AI-first thinking to improve:

Reconciliation accuracy

Anomaly detection

Operational efficiency

- Translate complex financial requirements into simple, intuitive product flows

Own PRDs, business cases, metrics, and success KPIs for all finance-tech initiatives

What We're Looking For

- 5-6 years of Product Management experience, preferably in FinTech, Payments, Insurance, or Platforms

- Strong comfort with numbers, financial logic, and data-driven decision making

- Hands-on experience with:

- Payment gateways (Razorpay preferred)

- Pay-in / Pay-out systems

- Reconciliation, settlements, refunds

- Ability to work cross-functionally with Finance, Revenue, Tech, and External Partners

- Strong problem-solving mindset with an AI-native way of thinking

- Excellent stakeholder management and communication skills

- Ability to simplify complex financial systems into scalable products

- Preferred Qualifications

- B.Tech / MBA from a reputed institution

- Prior experience working closely with finance teams or insurers

- Exposure to pricing constructs like platform fees, commissions, and revenue sharing

- Experience building products in high-scale transaction environments