Our client is hiring a Head of Risk to build and lead the company's end-to-end risk function across its lending businesses. The role will extensively focus on the company's digital lending platform - while working closely with founders, product, data science, operations, and collections teams to establish a scalable and data-driven risk organization for the larger business. This is a high-ownership leadership role suited for someone who enjoys building in fast-moving digital lending environments. Key Responsibilities: - Build and lead the overall risk function across company's lending businesses - Drive underwriting strategy for unsecured digital lending products - Define risk policies, approval frameworks, and portfolio guardrails - Monitor portfolio quality, fraud trends, delinquency metrics, and early warning indicators - Partner with data science teams to enhance ML-led underwriting models - Work closely with collections and operations teams on portfolio performance and recovery strategies - Establish scalable risk governance, monitoring, and reporting processes - Build and scale the internal risk team and external risk partnerships where required Ideal Candidate: - 8-15 years of experience in Risk/Credit roles - Strong exposure to unsecured retail or digital lending - Experience in fintech, digital NBFC, BNPL, consumer lending, or embedded lending ecosystems - Strong understanding of underwriting, portfolio risk, fraud risk, and collections - Experience working with alternative data and digital underwriting models preferred - Builder mindset with strong analytical and decision-making capabilities - Comfortable operating in a founder-led, high-growth environment Why This Role? - Opportunity to build the Risk function from the ground up - Direct visibility with founders and leadership - High ownership and strategic influence - Fast-moving, tech-first lending environment - Ability to shape the company's long-term lending and risk strategy

Mumbai

Head - Risk - Lending Business 

Job Description for Head - Risk - Lending Business  in Colosseum Consulting in  Mumbai for (8-15) years of experience. Apply Now!