Head - Financial Planning & Analysis - Financial Services

We are seeking a seasoned Head Financial Planning & Analysis (FP&A) to lead enterprise-wide financial planning, budgeting, profitability analysis, and strategic financial decision-making. The ideal candidate will bring deep expertise in banking/NBFC financial management, including NIM, FTP, RAROC, capital computation, and regulatory reporting, while partnering closely with leadership teams to drive business performance and growth.

This role requires a strategic finance leader with strong analytical capabilities, business acumen, and the ability to influence senior stakeholders through data-driven insights.

Key Responsibilities:

Financial Planning & Budgeting:

- Lead the consolidation of organization-wide budgets and forecasts in collaboration with cross-functional teams

- Drive development of short-term and medium-term strategic business plans, including new investment initiatives and business drivers

- Ensure alignment of financial plans with organizational growth objectives

- Performance Monitoring & Financial Analysis

- Monitor and track actual performance versus budget, proactively identifying variances, risks, and business opportunities

Supervise preparation of:

- Balance Sheet

- Profit & Loss Statements

- Internal MIS Reports

- Weekly/Monthly/Quarterly financial reports

- Deliver actionable insights to leadership teams through detailed financial analysis

- Management Reporting & Dashboards

Develop and maintain CFO-level dashboards covering:

- Key financial metrics

- Business performance indicators

- Peer benchmarking

- Ad hoc analytical reporting

- NIM, FTP & Profitability Management

- Lead monthly Net Interest Margin (NIM) tracking and yield movement analysis

Monitor impact of:

- Repricing

- Disbursements

- Repayments & Prepayments

Portfolio mix changes

- Oversee the Funds Transfer Pricing (FTP) framework and segment-level Net Interest Income (NII) calculations

- Drive RAROC (Risk-Adjusted Return on Capital) analysis across business segments

Product & Cost Analytics:

- Evaluate profitability of new and existing products

- Build and enhance MIS frameworks to support strategic business decisions

- Review and optimize cost allocation methodologies for better transparency and accuracy

Capital & Regulatory Reporting:

- Lead capital computation and CRAR calculations in line with regulatory requirements

- Ensure accurate Risk-Weighted Asset (RWA) calculations across asset classes

- Support regulatory reporting, audits, and governance processes

Required Skills & Experience:

- 15-24 years of experience in Financial Planning & Analysis, Business Finance, or Corporate Finance

- Strong experience in Banking / NBFC / Financial Services industry

Deep understanding of:

- Budgeting & Forecasting

- NIM & Yield Analysis

- FTP Mechanisms

- RAROC & Profitability Analysis

- Capital Adequacy (CRAR) & RWA Calculations

- Strong expertise in financial modeling, MIS, and business analytics

- Proven experience in handling senior leadership and stakeholder management

- Strong analytical, strategic thinking, and decision-making capabilities

- Advanced proficiency in Excel, financial systems, and reporting tools

Preferred Qualifications:

- CA / MBA Finance / CFA or equivalent qualification preferred

- Experience in handling regulatory and compliance reporting

- Exposure to digital finance transformation and automation initiatives is an advantage