Head of Finance

Company: Financial Services Startup

Location: Delhi-NCR / Gurgaon

Experience: 8+ years

Qualification: CA mandatory

Industry: Fintech / Credit Resolution / BFSI / Technology

Key Responsibilities

1. Financial Planning & Business Finance:

- Own the company's financial planning, budgeting and forecasting.

- Prepare and monitor annual budgets and rolling forecasts.

- Track revenue, costs, margins, profitability and key financial metrics.

- Develop financial models and scenario analysis to support business decisions.

- Provide data-driven insights to founders and leadership.

- Support pricing, expansion, hiring and cost-optimization decisions.

2. Accounting & Financial Reporting:

- Own end-to-end accounting and financial reporting.

- Ensure timely monthly, quarterly and annual financial closures.

- Prepare P&L, Balance Sheet, Cash Flow and MIS reports.

- Establish strong accounting processes, controls and SOPs.

- Ensure accuracy and integrity of financial data.

- Manage AP, AR, collections, vendor payments and reconciliations.

3. Cash Flow & Treasury Management:

- Own cash-flow planning and forecasting.

- Monitor cash burn, runway and working capital.

- Ensure adequate liquidity for business operations.

- Manage banking relationships and payment processes.

- Track receivables and improve collection cycles.

- Ensure effective utilization of company funds.

4. Compliance, Audit & Controls:

- Ensure timely compliance with GST, TDS, Income Tax, ROC and other applicable statutory requirements.

- Coordinate statutory, internal and tax audits.

- Work closely with external CAs, auditors, legal advisors and Company Secretary.

- Build strong internal financial controls and approval mechanisms.

- Identify financial and compliance risks and implement corrective measures.

5. Investor & Fundraising Support:

- Support founders during fundraising and investor discussions.

- Prepare financial models, projections and investor MIS.

- Maintain investor reporting and financial data rooms.

- Support financial due diligence during fundraising, investments or strategic transactions.

- Maintain cap table, ESOP and investment-related financial records.

- Coordinate with investors, bankers, legal advisors and consultants.

6. MIS & Management Reporting:

- Build a reliable monthly MIS and financial dashboard.

- Provide management with clear insights on: Revenue, Expenses, Gross & contribution margins, Cash burn, Runway, Receivables, Payables, Budget vs. actuals, Business profitability.

- Establish reporting timelines and financial KPIs.

7. Finance Systems & Process Building:

- Build the finance function and processes from the ground up.

- Implement appropriate accounting/ERP, expense management and reporting systems.

- Automate repetitive finance processes wherever possible.

- Establish financial policies, SOPs and approval workflows.

- Improve data quality and reduce dependence on manual spreadsheets.

8. Team Leadership:

- Build and manage the finance & accounts team as the company scales.

- Define roles, responsibilities and performance metrics.

- Mentor and develop the finance team.

- Ensure timely and accurate delivery of all finance activities.

9. Strategic Partnership with Founders:

- Act as a financial thought partner to the founders.

- Translate financial data into actionable business recommendations.

- Challenge assumptions and decisions using data.

- Help the leadership team understand the financial impact of major business decisions.

- Balance growth, profitability and cash preservation.

What We Are Looking For:

- Qualified Chartered Accountant (CA) - mandatory.

- 8+ years of relevant post-qualification experience.

- Prior experience in a startup / high-growth company is strongly preferred.

- Experience in Fintech, BFSI, SaaS, technology or financial services will be an advantage.

- Strong experience across FP&A, accounting, controllership and cash-flow management.

- Hands-on experience with financial modelling, budgeting and forecasting.

- Experience working directly with founders / CXOs.

- Exposure to fundraising, investor reporting or financial due diligence is highly preferred.

- Strong understanding of Indian statutory and tax compliances.

- Strong Excel / Google Sheets and financial modelling skills.

- Experience with Tally, Zoho, ERP or similar finance systems.

Preferred Background:

- We would particularly value candidates who have: Worked in an early-stage or growth-stage startup, Built finance processes from scratch, Worked in a VC/PE-backed company, Supported at least one fundraise / due diligence process, Experience managing cash runway and working capital, Experience transitioning a finance function from founder-led/manual processes to structured systems, Big 4 / audit / transaction advisory experience followed by startup operating experience would be an advantage.