Head/Chief Financial Officer - Finance

Role Summary:

The CFO will lead the NBFC's financial strategy, regulatory compliance, capital planning, treasury operations, and risk management. The role requires strong domain expertise in RBI regulations, asset- liability management, fund- raising, and financial governance for lending institutions.

Key Responsibilities:

1. Financial Strategy & Planning:

- Drive financial planning, forecasting, and budgeting aligned to business goals.

- Develop long- term financial strategies to support AUM growth and profitability.

- Provide financial insights to the Board and senior management on business performance, risks, and opportunities.

2. Regulatory Compliance & Governance:

- Ensure full compliance with RBI guidelines for NBFCs, including:

- Periodic returns and regulatory submissions

- Ind- AS compliant financial statements

- Fair practices code

- Statutory audit and internal audit processes

- Oversee compliance with Companies Act, Income Tax, GST, and other statutory requirements.

3. Treasury & Fund- Raising:

- Lead fund- raising initiatives via banks, capital markets, securitisation, co- lending, and other structured products.

- Manage banking relationships and negotiate borrowing terms.

- Optimize cost of funds and maintain adequate liquidity buffers.

4. Asset- Liability Management (ALM):

- Lead the ALCO and ensure proactive management of liquidity, interest rate risk, and duration mismatches.

- Monitor cash flow positions and stress- test various ALM scenarios.

5. Financial Controls & Reporting:

- Establish strong internal controls, accounting processes, and governance systems.

- Ensure timely preparation of MIS, financial statements, board presentations, and investor updates.

- Manage external and internal audit processes.

6. Risk Management:

- Collaborate with CRO and risk teams to build frameworks for credit, market, and operational risk.

- Support capital adequacy planning and ICAAP.

- Ensure strong provisioning policies aligned to RBI norms.

7. Capital Strategy:

- Work on capital raising plans including equity, subordinated debt, NCDs, and other instruments.

- Drive capital allocation efficiency and return on equity improvement.

8. Leadership & Team Management:

- Lead and mentor finance, accounts, taxation, treasury, and business finance teams.

- Foster a culture of compliance, transparency, and financial discipline.