DMI Finance - Credit Policy Automation Specialist

Job Purpose:

We are seeking a skilled Credit Policy Automation Specialist to join our team and play a crucial role in implementing and optimizing credit policies using Business Rule Engines. The successful candidate will collaborate with various stakeholders to translate business requirements into automated decision-making processes, ensuring efficiency, accuracy, and compliance with regulatory standards. If expertise in decision automation tools, we encourage you to apply.

Key Accountabilities:

- Requirement Analysis: Work closely with business policy stakeholders to understand credit policy requirements, including eligibility criteria, risk thresholds, and decision logic.

- Design and Development: Utilize Business Rule Engines to design, develop, and implement automated credit decision models and workflows.

- Configuration: Configure decision rules, decision tables, and decision flows within Business Rule Engines to reflect the organization's credit policies and guidelines accurately.

- Integration: Collaborate with IT teams to integrate Business Rule Engines solutions with existing systems and databases, ensuring seamless data flow and interoperability.

- Testing and Validation: Conduct thorough testing of automated credit decision processes to validate accuracy, reliability, and performance under various scenarios.

- Optimization: Continuously monitor and optimize credit decision models and workflows to enhance efficiency, minimize risk, and improve decision outcomes.

- Documentation: Maintain comprehensive documentation of credit policy configurations, decision models, and workflows for future reference and auditing purposes.

- Training and Support: Provide training and support to end-users, including credit analysts and business stakeholders, on how to use Business Rule Engines tools effectively for credit decision automation.

- Compliance: Ensure that automated credit decision processes comply with regulatory requirements, industry standards, and organizational policies.

- Troubleshooting: Investigate and resolve any issues or discrepancies related to credit policy automation, working closely with cross-functional teams to implement corrective actions.

SKILLS AND KNOWLEDGE

- Advanced Knowledge of Decision Automation Tools -Fico Blaze, Actico, Synaptics

- Working knowledge of Postman and Project Management Tools such as JIRA/Confluence.

- Understanding the Salesforce Platform.

- Excellent analytical skills and attention to detail.

Educational Qualifications

a) Qualifications:

- Minimum Qualification required: Graduate

- Qualifications preferred: B.Tech in Computer Science/ IT or BCA+MCA.

b) Work Experience: Minimum 3+ years of relevant experience