Deputy Chief Financial Officer/Senior Vice President - Finance - Credit Cards

Key highlights of the role are listed below (purely indicative and not limiting):

Financial Planning & Analysis

- Developing financial strategies by forecasting capital requirements; identifying monetary resources and developing action plans.

- Assessing financial risks and opportunities, providing strategic recommendations to CFO

- Monitor financial performance against budgets and provide insights for corrective actions.

Financial Reporting & Compliance

- Ensure timely preparation of accurate financial statements in accordance with applicable accounting standards and regulatory requirements.

- Coordinate with internal and external auditors; facilitate statutory audits.

- Ensure compliance with all regulatory reporting obligations.

Risk Management

- Oversee the management of non-performing assets (NPAs), provisioning, and capital adequacy.

- Implement internal controls to prevent fraud and financial misstatements.

Treasury and Cash Management

- Assist in managing liquidity, capital, and funding strategies.

- Coordinate with regulatory authorities regarding capital and liquidity requirements.

Regulatory Compliances

- Stay abreast of changes in regulatory requirements and ensure the organization's compliance with relevant financial regulations in the credit card industry.

- Maintain effective communication with RBI, Ministry of Finance, and other regulatory agencies.

Financial Controls

- Assisting the CFO in developing and implementing financial strategies, contributing to the overall financial health of the organization.

- Implementing and monitoring internal financial controls to safeguard company assets.

- Identify and mitigate financial risks

Applicants should possess the following attributes:

- Lead and develop the finance team, fostering a culture of integrity and continuous improvement.

- Support digital transformation, process automation, and other strategic projects.

- Participate in mergers, acquisitions, or restructuring activities if applicable

- Deep understanding of banking operations, regulations, and accounting standards.

- Proficiency in financial modeling, risk management, and regulatory compliance.

- In-depth knowledge of Indian financial regulations and credit card industry practices preferred