Job Description: - Responsible for CASA, Retail Products, MSME and Business Process Re-Engineering, etc.,. - Develop and execute comprehensive strategic plans to drive growth in banks liabilities franchise, scale-up retail assets (venture into affordable housing, personal loan categories etc.) and transform MSME portfolio on the back of technology led modernization, differentiated product strategy and organizational restructuring. - Analyze potential opportunities in new market and business segments to build new verticals (E.g., wealth management) and / or revamp existing offerings to penetrate into new customer segments - Identify business areas where partnerships with fin-techs, NBFCs will play a critical role to scale-up business. Drive conversations and lock agreements with shortlisted partners. - Own business targets across assets and liabilities franchise and closely monitor growth and profitability metrics relative to aspired targets. - Collaborate with stakeholders to define and drive business targets - ensuring growth in assets under management with keen focus on to achieve CASA targets, growth in retail - assets MSME advances book while also ensuring sustainable performance on metrics like net interest income, cost of funds, NPA target and cost to income ratio. - Drive dedicated efforts to strategize new plans, devise roadmap of initiatives, align bank-wide stakeholders and successfully execute the activities across the organization to ensure targets are met. - Provide strategic and executive leadership to the teams responsible for liabilities, retail and MSME advances business. Foster a culture of innovation, collaboration, and continuous improvement. Develop and mentor team members to ensure a high-performance culture and talent retention. Liaise between general managers and MD/CEO to strategize and implement key policy decisions and resolve any bottlenecks hindering business excellence - Drive business process engineering activities for MSME portfolio to identify, evaluate, and pursue new business opportunities within the MSME segment in this year. Drive dedicated focus to develop and implement targeted business development strategies, including new market entry, product innovation, and strategic partnerships to enhance lending book, drive higher revenue and market share. - Collaborate with internal and external stakeholders to drive analysis of market trends, customer needs, and competitive landscape within the MSME advances and liabilities business. Utilize data-driven insights to evaluate business performance, identify areas for improvement, and make strategic recommendations to optimize operational efficiency and profitability - Work closely with risk management team to ensure that risk and compliance frameworks are in place for MSME advances and liabilities business. Mitigate operational and financial risks by implementing effective controls and governance practices in alignment with regulatory requirements - Foster strong relationships with internal and external stakeholders relevant to advances and liabilities business, including clients, regulators, industry associations, and partners. Collaborate with these stakeholders to identify collaborative opportunities, negotiate agreements, and enhance the bank's reputation - Identify opportunities to leverage technology, data analytics, and digital solutions to drive operational efficiency, enhance customer experience and create competitive advantages - Cultivate strong relationships with HNI customers to understand needs and provide tailored solutions. Act as a trusted advisor to clients, offering strategic insights and building long-term partnerships to drive business growth.

Tamil Nadu

COO - Banking 

Job Description for COO - Banking  in CIEL HR SERVICES LIMITED in  Tamil Nadu for (15-20) years of experience. Apply Now!