Company: Bajaj Finance Ltd   Job title: National Head - Risk, Mortgages   Reports to : Chief Risk Officer   Business: Risk   Location: Corporate Office, Pune   Position summary: Responsible for credit risk policy and portfolio management of Mortgage portfolio.   Duties and Responsibilities:  - Responsible for developing lending policies to support the mortgage lending business primarily covering vendor financing and supply chain financing  - Monitoring and constant calibration of the Risk framework  - Evaluation of Portfolio performance and benchmarking the same to Industry  - Should apply market acumen and portfolio analysis expertise to review portfolio performance matrices on a regular basis and execute relevant risk mitigation action.  - Support the credit function in deal appraisals and deal structuring, keeping in mind customer nuances.   - Build robust monitoring mechanisms, risk profiling, default probability analysis and scoring models to build and manage a profitable portfolio.  - Will be measured on portfolio profitability, loss management and engagement with product, credit and relationship team.  - Additionally will handle responsibilities in supporting new program credit underwriting standards, process and delivery platform initiatives.  - Stakeholders: Extensive engagement with Product team, Sales team, Clients, Sales channel, Underwriting, Legal, Operations and Business Intelligence.  Required Qualifications and Experience:   - CA/ MBA with 10 - 12 years of relevant risk management experience  - Strong exposure and understanding of credit practices and products in Mortgages   - Hands on experience and strong capability on portfolio analysis, credit modeling and credit due diligence.  - Should have strong Business Orientation and should be articulate.

Pune

Bajaj Finance - National Head - Risk/Mortgages  

Bajaj Finance - National Head - Risk/Mortgages   ,Job Description for Bajaj Finance - National Head - Risk/Mortgages   in Bajaj Finserv in  Pune for (10-12) years of experience. Apply Now!

Job Description for Bajaj Finance - National Head - Risk/Mortgages   in Bajaj Finserv in  Pune for (10-12) years of experience. Apply Now!