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Key Responsibilities: - Own the product vision, roadmap, and P&L for Micro Business Loan (Secured & Unsecured). - Develop policy frameworks, credit programs, and product constructs suited for informal income segments. - Lead journey design, LOS/LMS enhancements, and digital integrations (KYC, bank-statement analyzers, bureau, e-sign, e-stamp). - Work closely with Sales, Credit, Risk, Analytics, Legal & Tech teams to ensure robust processes and delivery. - Drive portfolio quality, monitoring early-warning indicators, bounce trends, and risk triggers. - Conduct market benchmarking, customer insights, and competitor analysis to shape product innovation. - Enable GTM strategy, channel design, sales trainings, and process communication. - Implement regulatory compliance and ensure product adherence to internal guidelines. Required Experience: - 10 to 15 years in Secured MSME / LAP / Micro-LAP / Small Business Loans. - Strong expertise in product, credit policy, and process design. - Experience with digital lending systems, APIs, and underwriting tools. - Excellent cross-functional collaboration and stakeholder management. - Hands-on exposure to digital lending systems, APIs & underwriting tools. Excellent stakeholder management across cross-functional teams.

Mumbai

AU Small Finance Bank - Lead - Product Micro Business Loan - Secured & Unsecured 

Job Description for AU Small Finance Bank - Lead - Product Micro Business Loan - Secured & Unsecured  in AU SMALL FINANCE BANK Limited in  Mumbai for (10-15) years of experience. Apply Now!

AU Small Finance Bank - Lead - Product Micro Business Loan - Secured & Unsecured  | iimjobs.com