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Collections Manager

Assistant Manager

Deputy Manager

Customer Support Executive

Area Collection Manager

Software Engineer

Senior Associate

What will you do? As the Risk team member, you will be responsible for managing risk strategy and containing credit losses at Prefr. You will be responsible for: - Building different credit risk and fraud policies for the NBFC using different scorecards and models. Policies include Approve/ Decline, block/unblock, pricing, limit assignment etc. - Working closely with collections and operations team to ensure the feedback loop is closed and learnings are relayed into our credit decisioning strategies - Working closely with technology and product teams to ensure right implementation of credit policies in the system through testing and due diligence. - Helping shape the product design and operations processes by evaluating them from a Credit/Fraud risk lens - Constantly assess effectiveness of existing credit policies through portfolio deep dive and segment analysis and recommend changes in policies if required. - Building and publishing portfolio monitoring reports with risk matrices on a regular basis and providing key insights. - Own the periodic reviews of the portfolio risk matrices with the lending partners, risk management committees and other committees as prescribed by the organisation and the regulators. - Tracking collections matrices on a regular basis and support with allocation data and additional information to the collections team for them to work effectively. - Calculate Loss Provision for the portfolios and provide loss forecasting of future months. - Provide support with data and insights on risk for lender onboarding, lender reviews etc. - Understand regulatory and compliance changes as prescribed by the regulatory bodies and change/modify credit policies and processes. - Create product programs and policy documents with subsequent changes and version controls. You should apply if you have: - 3-6 years of strong analytical, monitoring and control, execution experience in Banks/NBFCs/Fintechs proficient in SQL, Python - Prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields (like unsecured loans, insurance, working capital loans etc) - Have the ability to analyse and solve complicated problems, and distil that complexity into simple and concise communication - Seek high ownership, independent environments, and feedback oriented cultures - Must have a very strong operating discipline. - Strong written and verbal communication skills

Bangalore

CreditVidya - Credit Risk Manager (3-6 yrs)

What will you do? As the Risk lead, you will be responsible for managing risk processes at Prefr while working closely with partners business teams. You will be responsible for: - Developing, implementing and monitoring risk strategies cutting across credit underwriting, limit assessment, pricing, line management, and collections - Navigate through product, business and compliance teams and have a balance between business growth and risk. - Present effective credit oversight to your colleagues leading our credit teams - Identify and evaluate alternate data features to find credit expansion opportunities - Drive a robust monitoring and alerting systems on early warning signals to drive agility in decision making. - Help shape the product design and operations processes by evaluating them from a credit risk lens - Driving adherence to the monthly risk calendar involving activities like policy execution, portfolio reporting, etc. - Developing, implementing and governing KPIs reporting for the portfolio of programs(risk, collections, partner), providing visibility to the milestones and performance across all activities. - Managing multiple stakeholders (internal and external) for ensuring end objective delivery requiring frequent communication, organization/time management and problem solving skills. - Driving continuous improvement culture by identifying process gaps, automating manual error points and creating monitoring and corrective controls. - Leading business critical high impacting activities and ensures they are delivered within planned timelines and with expected measurable output. - Supporting team members as-needed to improve processes, provide project intervention and coaching, etc. - Manage external lenders/partners and develop robust credit policies and processes to have the right balance of growth and risk controls. - Drive lender reviews with partner lenders You should apply if you have: - 6+ years of strong analytical, monitoring and control, execution experience in Banks/NBFCs/Fintechs - Prior retail credit experience will be strongly preferred followed by any experience on underwriting in proximate fields (like unsecured loans, insurance, working capital loans etc) - Have the ability to analyze and solve complicated problems, and distill that complexity into simple and concise communication - Must be will be willing to get hands on both on the technical aspects as well as business side - Are comfortable with ambiguity, believe in first principles and have the skill to transform broad ideas into action plans - Seek high ownership, independent environments, and feedback oriented cultures - Must have a very strong operating discipline. - Proficient in SQL/Python - Strong written and verbal communication skills

CreditVidya - Risk Manager (6-10 yrs)

Overview: We are seeking an experienced Finance Manager to oversee the accounting, payments, and treasury functions for a fast-growing Fintech company and will lead the AP team, ensuring timely and accurate payments of company liabilities, optimizing the AP process, and working closely with vendors, procurement, and internal stakeholders. The Finance Manager will ensure compliance with statutory requirements (TDS, GST, MSME Act, Companies Act) and optimize cash flow management while driving financial process improvements and ensuring the accuracy of financial statements. What will you do? 1. Oversee daily accounting operations, including managing the general ledger, journal entries, reconciliations, and month-end closing. 2. Ensure timely and accurate processing of payments (vendor payments, taxes) and adherence to internal control standards. 3. Establish and maintain strong relationships with vendors, ensuring effective dispute resolution and favorable terms. 4. Manage treasury functions, including cash flow management, forecasting, and working capital optimization. 5. Ensure compliance with statutory regulations, including TDS, GST, MSME Act, and Companies Act, and coordinate with auditors during internal and external audits. 6. Develop and implement financial policies, procedures, and internal controls to safeguard company assets. 7. Prepare and publish AP-related reports (e.g., cash flow forecasting, aging analysis). 8. Collaborate with cross-functional teams (e.g., product team, sales team, collection team, Admin team) to ensure financial alignment with business operations. 9. Prepare, analyze, and present financial reports to senior management, including cash flow projections and variance analysis. 10. Lead initiatives to improve financial systems and processes, leveraging automation tools. Optimize the AP workflow through automation, process improvements, and implementation of best practices. 11. Monitor and manage banking relationships. 12. Manage vendor onboarding and master vendor data maintenance, ensuring data accuracy. 13. Manage and mentor a team of AP specialists, providing training and performance feedback.

Hyderabad

CreditVidya - Finance Manager (4-7 yrs)

Apply to 3 CreditVidya jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in CreditVidya Now! Company Page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM

Apply to 3 CreditVidya jobs on iimjobs.com, India's No.1 Management job portal. Explore Management job in CreditVidya Now! Comapny page, IIM MBA Jobs, Ecommerce, Retail, Business, Development, Manager, Technology, Healthcare, Telecom, Insurance, FMCG, Media, BFSI, Director, VP/AVP, CEO/CFO, AGM/DGM