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Posted in
Banking & Finance
Job Code
1614965

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NB : We are recruiting for a scheduled commercial bank.
Job Title: Zonal Head - Micro Banking.
Location: Madurai ( Candidate will be later moved to Chennai).
Years of Experience : 15+ Years.
Qualification : Degree/PG.
A Zonal Head - Micro Banking is a senior leadership role in a bank or micro-finance division, responsible for the overall business, operations, and risk management of micro-banking activities across a defined geographic zone (often a group of states or a large region).
Key Responsibilities.
Business Growth & Strategy:
- Set and achieve targets for micro-loans, savings, insurance, and cross-sell products in the zone.
- Identify new markets, partnerships, and products to expand outreach.
Team Leadership:
- Manage and mentor Regional/Area Managers and branch teams.
- Drive performance through regular reviews, training, and capacity building.
Operations & Compliance:
- Ensure adherence to RBI and internal compliance guidelines, KYC/AML norms, and audit requirements.
- Monitor portfolio quality-PAR (portfolio at risk), NPA levels-and implement corrective actions.
Risk & Credit Management:
- Oversee credit underwriting standards, approval processes, and collection efficiency.
- Mitigate credit, operational, and reputational risks.
Customer & Community Engagement:
- Promote financial inclusion initiatives and maintain strong relationships with local communities, NGOs, and government programs.
Typical Qualifications:
- Graduate or postgraduate degree in finance, business, or related field (MBA preferred).
- 10-15+ years of banking or micro-finance experience, with several years in regional or zonal leadership.
- Strong knowledge of micro-lending, rural banking, and regulatory environment.
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Posted By
Posted in
Banking & Finance
Job Code
1614965