Zonal Credit Manager - Commercial Vehicle/Commercial Equipment

Zonal Credit Manager - Commercial Vehicle/Commercial Equipment

Job Description :

- Responsible for the CV & CE portfolio of the zone and manage a team of Regional Credit Managers & ensure team adheres to credit policy, processes & compliances

- Understands the KPIs/goals and takes full accountability to deliver for the zone & overall team performance.

- To understand the management goals & align/ drive the team towards the target

- Setting up & Monitoring processes related to policy/process & timely decision on all applications being processed.

- Monitoring of the portfolio, analysis of delinquent cases.

- Reviewing QM cases & thereby sharing the learnings to the team.

- Basis review to arrive with a definite corrective action plan.

- Liaison with industry peer banks & financial institutions to understand the market behavior.

- To look proactively at best practices across industries and businesses and try adapting them to own context.

- To interact closely with other functions such as Sales /Operations/ CSS/ Collections in ensuring smooth delivery of objectives.

- To interact with stake holders and providing inputs on policy and processes

- Audit & regulatory compliance on all aspects stipulated by central team.