Zonal Credit Head - Structured Finance - NBFC

This is regarding opening with a Leading NBFC as a Zonal Credit Head- Structured Finance

Designation : Zonal Credit Head - Structured Finance

Experience : 14+ years of work experience in Credit Management with Structured Finance

Industry : BFSI

Location : Mumbai

Job Role:

- Review, challenge, and approve structured finance proposals across a broad range of products, including Term Loans, Working Capital facilities, Bank Guarantees (BGs), and customized structured financing solutions.

- Conduct independent assessment of credit proposals, challenge key assumptions, identify material risks, and ensure robust underwriting standards.

- Provide guidance and oversight on complex, high-value, and high-risk transactions, ensuring prudent credit decision-making.

- Interpret and implement applicable regulatory guidelines and compliance requirements relating to structured finance products, including RBI, SEBI, FEMA, and other relevant regulations.

- Monitor and assess emerging sectoral risks, concentration risks, regulatory developments, and systemic vulnerabilities within the Structured Finance portfolio.

- Provide independent risk perspectives and recommendations to support balanced business growth while maintaining portfolio quality.

- Provide oversight of post-sanction monitoring activities, covenant compliance, and exposure management across the structured finance portfolio.

- Monitor portfolio performance through early warning indicators, covenant tracking, exposure concentrations, and risk migration analysis.