Xtracap Fintech - Regional Collection Manager

Company Description

Xtracap Fintech India Pvt Ltd is a transformational fintech business model designed to provide Supply Chain Finance and enhance liquidity in last-mile distribution, ultimately boosting local GDP. Through our 100% digital channel financing solutions, we deliver on-demand SCF services to dealers and distributors of large brands. Our platform leverages technology to reduce cash dependency and aligns with Government of India initiatives such as Digital India and GST.

Over the next 78 years, our vision is to empower 2 million small businesses with growth-oriented financial solutions that improve income and turnover. Our robust digital infrastructure also enables banks and financial institutions to access high-quality borrowers in underpenetrated markets.

Role: Regional Collection Manager

Location: Hyderabad (Full-time, On-site)

The Regional Collection Manager will be responsible for driving collection operations across Andhra Pradesh and Telangana. This role involves leading a team of collection managers, ensuring regulatory compliance, and achieving collection efficiency. The manager will develop and implement collection strategies, monitor key performance indicators, analyze trends, and resolve complex customer cases to minimize delinquency and improve portfolio health. The person should be able to make a hard collections.

Key Responsibilities

- Lead, manage, and motivate a regional collections team to achieve targets.

- Develop and execute collection strategies across different delinquency buckets (normalization, stabilization, rollback, legal actions).

- Please make sure that compliance guidelines and internal compliance frameworks is followed.

- Track collection metrics, prepare MIS reports, and provide actionable insights using Excel tools (pivots, formulas, etc.).

- Liaise with clients and stakeholders to resolve escalations effectively.

- Travel across AP & Telangana to monitor operations and support field teams.

- Collaborate with anchors in the recovery processes of their distributors on recovery

Required Skills & Qualifications

- Minimum 3 years of team handling experience in collections.

- Strong knowledge of unsecured collections, including legal tools and recovery processes.

- Prior experience in hard bucket collections is mandatory.

- Proficiency in Excel (pivot tables, formulas) and professional email communication.

- Experience in Supply Chain Finance / SME / Business Loan collections preferred.

- Fluency in Telugu is essential; candidates must be native to Andhra Pradesh or Telangana.

- Willingness to travel extensively within the assigned region