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The Opportunity: Lead the 1st Line of Defense for Worldline India's Merchant Risk Management, with end-to-end responsibility for underwriting, AML/CTF, credit and fraud risk management across our Merchant Services businesses. Manage a team of ~80 risk specialists overseeing Instore (POS), Online (E-commerce), Recurring Mandate, and Bills Payment operations. Key Responsibilities: - Strategic Leadership: Direct all Merchant Acquiring Risk Management operations across multiple payment channels - Team Management: Lead 80+ risk professionals handling underwriting, AML/CTF, credit and fraud risks - Risk Assessment: Review enterprise merchant underwriting assessments and document risks for management committees - Financial Analysis: Interpret merchant financials, evaluate credit risk ratings, and implement chargeback risk mitigation - Regulatory Compliance: Ensure adherence to KYC/AML/CFT regulations and RBI guidelines - Transaction Monitoring: Oversee AML and fraud monitoring operations with qualitative investigations - Portfolio Management: Monitor merchant exposure, credit quality, and implement loss mitigation actions - Policy Development: Collaborate on Merchant Risk Acceptance and KYC policies - Stakeholder Relations: Maintain relationships with banks, card schemes, and regulators - Technology Implementation: Lead Merchant Risk Toolkit deployment and stay current with PayTech trends - Team Development: Mentor staff in risk management best practices Technical Skills & Qualifications: - Education: Bachelor's degree in Finance, Business, Economics, or Risk Management (Master's preferred) - Experience: 10+ years senior fraud risk management experience with acquirers, PSPs, or digital lending - Leadership: Proven senior management and large team leadership experience - Risk Expertise: Deep knowledge of KYC/ML/Fraud Risk, Credit/Chargeback Risk, and Business Risk (SME experience advantageous) - Regulatory: Advanced AML/CTF risk management and KYC due diligence expertise - Financial: Strong understanding of financial statements, credit analysis, and modeling - Technology: Experience with AML/Transaction monitoring software and fraud detection tools - Communication: Excellent interpersonal and stakeholder management skills - Personal: Results-oriented, proactive, flexible with travel availability

Mumbai

Worldline - Vice President - Merchant Risk Management 

Job Description for Worldline - Vice President - Merchant Risk Management  in Worldline Global Services Private Limited in  Mumbai for (13-20) years of experience. Apply Now!

Worldline - Vice President - Merchant Risk Management  | iimjobs.com