Description:
About the Role:
Key Responsibilities:
- Analyze credit, operational, and portfolio risks across different products and business lines.
- Develop, review, and implement risk policies, processes, and controls in line with regulatory and business requirements.
- Monitor and evaluate borrower performance, repayment trends, and default risks using data-driven methods.
- Work closely with collections, product, and operations teams to align risk strategies with business goals.
- Prepare risk assessment reports and dashboards for management and compliance teams.
- Identify early warning signals, create scorecards/models, and provide recommendations to minimize exposure.
- Ensure compliance with RBI and NBFC regulatory requirements related to risk management.
Requirements:
- Advanced SQL skills (mandatory) - ability to write complex queries, optimize performance, and handle large datasets.
- Strong analytical, problem-solving, and quantitative skills.
- Knowledge of risk modeling, credit scoring, and portfolio monitoring is a plus.
- Excellent communication skills with the ability to present complex data insights in a simple
manner.
Why Join Us:
- Work on high-impact projects with cross-functional teams.
- Opportunity to design and implement risk frameworks from the ground up.
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