VP for Risk Monitoring and Reporting (working experience in retail collections, retail credit policy unit)) Job Purpose: - Support sound credit risk management and achieve optimal level of risk-reward balance for CBG portfolios - Cultivate & maintain a consistent consumer credit culture in the Bank to ensure compliance with internal controls and regulatory standards. Key Accountabilities: - Ensure accurate and timely reporting of NPL, NSP and Loan grades separately for Group / SG Region and RBI in line with group standards and local regulation with robust controls in place - Automation of reports/ automation of dashboards to improve timely submission & productivity - Ensure process is robust to facilitate accurate and timely submission of both regulatory & regional reporting - Manage efficiently all statutory,, concurrent & RBI related data requests on a timely manner and ensure all queries, clarifications are responded. - Provide requisite support to stakeholder and ensure controls are robust in the NPA provisioning automation project , perform UAT testing etc - Perform portfolio analysis, monitor portfolio performance and proactively manage emerging risks due to macro-economic and regulatory changes. - Forward-looking risk identification and management across different risk types. - Engage proactively with stakeholders from Business, Business Analytics, Credit Strategy, Credit Approval, Technology, Operations etc. - Provide management and regulatory reporting and commentary on portfolio performance and key trends - Support Credit Digitalization projects. Job Duties & responsibilities: - Perform regular and ad-hoc risk reporting to consumer credit management/ line of business stakeholders and MIS preparation for regulatory reporting. - Run and produce MIS for reporting on risk exposures and metrics to enable informed and strategic decision-making. - Identify opportunities/ gaps to improve data quality and existing reporting processes - Apply analytics and data mining techniques using credit data and alternative data sources to monitor portfolio performances based on established portfolio triggers - Present MIS & data in required formats which are visual, universally understandable or easy to interpret (e.g. dashboards). - Analyse portfolio performance to assess risks and opportunities to maximize product profitability. - Conduct portfolio stress testing to establish portfolio risk tolerance. - Establish credit methodology to derive customer level income and max indicative secured credit limit using banking and credit bureau data. - Provide UAT support for any data migration or MIS platform enhancement to ensure successful implementation. Experience: - 15+ years of relevant experience in financial sector or relevant working experience in retail collections, retail credit policy unit. Education / Preferred Qualifications - Degree holder, preferably in risk management/ quantitative discipline - Proficient in Microsoft tools - Excel, Access - Knowledge of Python programming is preferable together with Knowledge of Visualisation tools such as Tableau with strong command of Microsoft Office (Word, Excel, Powerpoint & Access). - Good understanding and knowledge of credit cycle management in a consumer credit environment preferred. Work Relationship: - Team-player with good inter-personal, communication & writing skills. - Meticulous with strong analytical and problem-solving skills. - Seek to understand stakeholder's point of view and find win-win solution. - Motivated and self-driven.

Mumbai

Vice President - Risk Monitoring & Reporting - Retail Collections/Retail Credit Policy Unit 

Job Description for Vice President - Risk Monitoring & Reporting - Retail Collections/Retail Credit Policy Unit  in Stalwart management in  Mumbai for (10-25) years of experience. Apply Now!