Vice President - Ratings - Banking

VP - Ratings, WBG Risk

Location: Mumbai | Experience: 15+ Years

Role Overview:

Lead the Ratings function within Wholesale Banking, driving the credit-rating strategy, external rating relationships, and overall rating outcomes for the wholesale credit portfolio.

Key Responsibilities:

- Lead the Wholesale Banking Ratings function and develop the overall rating strategy.

- Manage relationships with external rating agencies including CRISIL, ICRA, CARE, India Ratings, Moody's and S&P.

- Drive rating outcomes and improve the overall credit profile of the wholesale portfolio.

- Review and challenge credit-rating assessments, methodologies and proposals.

- Partner with Wholesale Credit, Risk, Business, Treasury and Senior Management on rating-related matters.

- Monitor rating trends, migrations, concentrations and emerging credit risks.

- Handle rating-sensitive exposures, structured transactions and large corporate relationships.

- Coordinate rating reviews, surveillance and responses to rating-agency queries.

- Develop MIS and dashboards covering ratings, outlooks, migrations and key risk indicators.

- Lead and mentor the Ratings team while ensuring strong governance and process controls.

Ideal Candidate:

- 15+ years of experience in Credit Risk, Wholesale Banking, Credit Ratings or Rating Advisory.

- Strong understanding of corporate credit assessment and rating methodologies.

- Proven experience managing external rating agencies.

- Exposure to large corporates, structured finance and complex credit transactions.

- Strong stakeholder management and senior-level communication skills.

- MBA/CA/CFA or equivalent qualification preferred.