Vice President - Product - LAP/SME Lending - IIM/ISB/FMS/MDI/XLRI

Description:

Key Responsibilities:

- Lead the end-to-end product strategy and lifecycle for LAP and SME lending.

- Own and drive the P&L for the LAP & SME portfolio, ensuring profitable growth.

- Conduct detailed market research, customer segmentation, and competitor benchmarking to guide product enhancements.

- Collaborate with risk, credit, legal, tech, and operations to develop scalable and compliant financial products.

- Design and refine customer journeys, credit policies, pricing strategies, and underwriting frameworks.

- Build and lead a high-performing product team aligned with business objectives.

- Monitor key performance metrics and continuously optimize product performance.

- Work closely with senior leadership to align product strategy with overall company goals.

Attributes we are looking for :

- 10+ years of experience in product roles within banks or NBFCs.

- MBA from a Tier 1 B-school is a must.

- Demonstrated success in managing and growing LAP & SME products.

- Strong understanding of customer needs in secured and small business lending segments.

- Proven experience in P&L ownership and driving revenue growth.

- Exceptional stakeholder management and cross-functional collaboration skills.

- Analytical mindset with an ability to make data-driven decisions.