Job Profile:

S/he will be responsible for carrying out mobilisation of new clients / business, processing of Proposals with proper due diligence and credit analysis and obtaining approvals there on. Achieving the business targets under various parameters. He/she will also be responsible for updating sector trends and research reports for impact on portfolio, follow-up with clients for documentation and compliance with conditions, coordinating with various other agencies / lenders, maintaining asset quality, etc.

Primary Job Duties/Responsibilities:

- Building a healthy infrastructure portfolio with proper diversification and achieving set business targets

- Mobilizing new business and carrying out proper due diligence and market enquiries on prospective clients including client visits and site visits

- Negotiating with clients on Terms Sheet / Covenants duly taking into account into internal norms with emphasis on proper security comfort, yields, covenants, etc. and obtain relevant information/documents.

- Preparing processing note / sanctioning notes covering business, financial, industry, management, and other critical risk analysis as a part of project / loan appraisal / Investment appraisal duly adhering to laid down norms / policies / procedures and maintain turnaround timelines (TAT) and obtain approvals

- Liasioning with various agencies that are required as a part of project appraisals / viability / other aspects

- Conveying sanction to clients as per laid down procedures and obtaining consent thereon

- Extending support to concerned departments to complete documentation and compliance /adherence of terms and conditions and loan disbursements / release / monitoring /audit aspects

- Reviewing existing sanctions as per set frequency and placing them to approving authorities, obtaining approvals wherever required during the loan life cycle, etc.

- Collecting market reports / developments in various Infrastructure segments and maintain MIS

- Liaise with various govt agencies for inputs on infrastructure expansion like NMP, NIP, etc. and other agencies for various inputs / market developments / business mobilization

- Liaise with clients / other departments wherever the Bank is providing advisory services in deal structuring, fund raising, new projects, etc.

- Attending various consortium / lenders meetings / other govt departments meetings

- Any other assignment as may be assigned by the Bank from time to time

Professional Experience:

- Minimum 12 years of experience in the financial/corporate sector; of which 6 years should be in Financial Sector. The candidate should have minimum 3 years experience in Corporate Credit Appraisals and Project Finance Lending

- Experience in an institution in the business of infrastructure lending will be preferred

- In-depth understanding of infrastructure financing and expertise on project appraisals would be preferred

- Strong business, technical and analytical acumen

- Ability to work in cross functional teams

- Experience in building and leading teams

Educational Qualifications:

Graduate / Postgraduate in any discipline from a recognized University / Institution Preferred: CA, CFA, ICWA, PRM, MBA Finance or equivalent Term

Contractual Engagement will be for a minimum of 5 years, which may be renewed for additional term at the discretion of the Bank.