Vice President - Fraud Control Unit - Retail Banking

Responsibilities:

- Manage and control application Frauds in the region by ensuring sampling efficiency with continual improved hit rates.

- Ensure completion of CPV/ LR/Other Verification.

- Ensure quality verifications of Gold Loan packets through RCU agencies for all Consumer Lending branches in the region as per set frequency.

- Ensure quality verifications conducted through RCU agencies for all ware houses funded by bank in the region every month.

- Ensure Post Sanction / Disbursal Asset Verifications are conducted for various loan products eg. HL, LAP, Tractor Loans etc. Cross checking.

- Ensure Second Level Field Verification of qualifying CASA Customers in the zone , as per RBO Norms.

- Monitor RCU cost closely and come up with cost reduction ideas.

Role Proficiencies:

- Extensive knowledge of Retail Banking practices and products, and ability to understand new concepts quickly