Vice President - Credit - Wholesale Real Estate Lending

About the role:

This is regarding a job opportunity with a leading private bank.

Designation: Vice President - Credit - Wholesale Real Estate Lending

Location: Mumbai

Experience: 10+ years

Education: CA/MBA

Role & Responsibilities:

- Conduct credit analysis and due diligence by preparing Credit & Risk Assessment Notes (CRAN) to evaluate risks related to borrowers, transactions, and underlying securities, and provide initial recommendations.

- Initial screening and structuring of financing deals for commercial real estate.

- Working with the internal team (relationship, legal, technical, and operations) to deliver a timely and well-coordinated solution to clients.

- Communication with the client to learn about their finance requirements, organizational structure, and company model, additionally continuing information gathering and query resolution.

- Present credit proposals to sanctioning authorities for approval.

- Prepare review and renewal credit reports to reassess credit limits and monitor for credit alerts.

- Draft term sheets outlining loan terms and conditions.

- Verify disbursements to ensure compliance with sanctioned terms and conditions.