Vice President - Credit & Risk - Micro LAP Business - CA/CFA

Vice President - Credit & Risk

Responsibilities:

- Oversee the company's credit policies, procedures, and processes for the Micro LAP business, focusing on underwriting frameworks to address risks effectively.

- Develop and review Early Warning System (EWS) reports.

- Periodic review of portfolio in accordance with current Industry scenario and recent RBI Circular, making amendments to Policy accordingly.

- Keeping a tab on external economic environment, regulatory policies and competition with a view to ensure strong business growth.

- Ensuring system automation for improving team efficiency and productivity.

- Using data analytics to develop insights into credit risk trends, identify emerging risks, and optimize credit risk management strategies.

- Ensure robust underwriting practices by setting up efficient workflows and processes for case evaluations.

The ideal candidate:

- Highly driven and motivated individual with ability to get hands-on where required.

- Ability to communicate, present and influence all levels of the organization, including executive and C-levels.

- Ability to motivate and develop a strong team.

- Problem solving approach.

- Strong business acumen.

Qualification and Experience:

- 10- 14 years' experience required in the credit/risk department related to Micro LAP domain.

- CA/CFA qualification with relevant underwriting experience.

- Strong understanding of setting up processes, file work flow.