V-Guard - Commercial Controller - CA/IIM/ISB/MDI/FMS

Overall Roles & Responsibilities:

- As a Commercial Controller, you will play a strategic role within the Finance function & be a business partner to Sales. You will be responsible for driving commercial excellence through robust financial controls, insightful performance analysis, and proactive risk management.

- This role demands a collaborative mindset, strong interpersonal & communication skills, and the ability to influence cross-functional teams while fostering a culture of innovation and continuous improvement.

- You will ensure effective implementation of commercial policies / processes, esp. with regards to credit risk management, schemes management, performance / profitability reviews, channel finance activities, along with driving new initiatives, automation & improving efficiency.

Commercial Performance & Controls:

- Lead the achievement of key commercial KPIs (DSO, DSOD, Debtors Provision, Leakage) with a focus on data-driven decision-making.

- Conduct in-depth profitability reviews across regions, branches, and channels; identify variances and drive corrective actions in collaboration with Sales.

- Develop and institutionalize a customer profitability review framework.

- Support the Annual Operating Plan (AOP) process for regional and branch-level planning.

- Design, implement, and regularly update Standard Operating Procedures (SOPs) and commercial policies.

- Monitor audit findings and ensure timely implementation of corrective measures.

Customer Credit Risk Management:

- Ensure adequate credit management process balancing controls with growth objectives.

- Monitor receivables ageing, analyze payment trends, recovery efforts and proactively identify risk exposures.

- Aid growth through channel and consumer finance initiatives.

- Continuously improve collection processes and drive accountability across teams.

Scheme Management:

- Overseeing effective implementation of Schemes & Discounts and thereby drive Growth & Profitability

- Drive standardization in policies and procedures related to scheme operations incl. timely settlements, exception management, tax compliance etc.

- Review discounts / schemes effectiveness to deliver growth objectives and Develop monitoring system for Spends vs. budget

- Contribute to the design of sales incentive structures and customer scheme policies.

New initiatives:

- Lead the commercial setup for new sales formats, models, and channels, including digital and transformation initiatives.

- Drive automation, process improvements, and change management to enhance commercial agility and efficiency.

Qualifications / Knowledge / Skills Requires:

- CA/ MBA (Tier 1 institutes ) with 10 to 12 years of relevant experience (Prior experience pertaining to credit strategy in FMCG/ FMEG industry preferred)

- Ability to merge the domain knowledge with business requirement.

- Strong customer management and risk evaluation experience

- Stakeholder management