Ujjivan Small Finance Bank - Manager - Liabilities Strategy

- Support formulation and periodic review of the medium to long-term Liabilities Strategy in alignment with organizational goals.

- Translate strategic objectives into actionable plans with measurable milestones across retail, corporate, and institutional liabilities segments.

- Partner with product, branch banking, and digital teams to ensure cohesive execution of strategic initiatives.

- Develop and implement deposit mobilization strategies to achieve sustainable CASA and Term Deposit growth.

- Identify and drive initiatives to optimize cost of funds and improve the liabilities portfolio mix.

- Support initiatives to enhance branch productivity, cross-sell efficiency, and profitability.

- Conduct detailed market and competitor analysis to identify emerging trends, customer preferences, and opportunities for differentiation.

- Benchmark the bank's performance and practices against industry best-in-class institutions.

- Provide actionable insights to guide strategic decisions and business planning.

- Define and track key performance indicators (KPIs) for strategic initiatives, ensuring timely delivery and alignment with objectives.

- Support annual strategic planning and quarterly business reviews for the liabilities portfolio.

- Prepare and present strategic dashboards and performance reports for senior management.

Education:

MBA / CA / CFA or equivalent qualification in Finance, Strategy, or Economics

Experience:

- Minimum: 8-12 years of progressive experience in Banking, Financial Services, or Strategic Consulting

- Experience in Liabilities Strategy, Deposit Products, Branch Banking Strategy, or Financial Planning & Analysis preferred