Ujjivan Small Finance Bank - Lead - Assets Strategy

- Lead the development and periodic review of the Bank's medium to long-term Assets Strategy, ensuring alignment with organizational goals.

- Translate strategic priorities into actionable business plans and measurable outcomes across all asset verticals (Retail, SME, Corporate, and Agri).

- Partner with product, risk, finance, and distribution teams to ensure seamless implementation of strategic initiatives.

- Identify and drive initiatives that enhance asset growth, yield optimization, and portfolio quality.

- Support the design of credit and lending strategies to achieve growth while maintaining prudent risk alignment.

- Drive initiatives to improve channel productivity, cost efficiency, and customer acquisition effectiveness.

- Conduct in-depth analysis of market trends, competitive landscape, and emerging business models to guide strategic decision-making.

- Anticipate and respond to shifts in customer needs, regulatory requirements, and macroeconomic factors impacting the assets business.

Recommend diversification strategies and new business opportunities to achieve scale.

- Define, monitor, and report key performance indicators (KPIs) for strategic initiatives to track progress and impact.

- Ensure timely execution and governance of all strategic programs through regular reviews with business leadership.

- Prepare strategic dashboards and presentations for leadership and Board-level discussions.

Education:

- Master's degree in Business Administration (MBA) or equivalent qualification from a reputed institution, preferably with specialization in Strategy, Finance, or Banking.

- Additional certifications in Strategic Planning, Digital Transformation, or Business Analytics will be an advantage.

Experience:

- 10-15 years of progressive experience in banking, financial services, or strategic consulting, with a strong track record in strategy formulation, business planning, or performance management.

- Prior experience in Assets Strategy, Credit Portfolio Management, or Business Transformation within a banking environment is highly desirable.