Role Overview:

We are seeking a detail-oriented and analytically strong professional to support securitisation and structured finance activities. The role involves execution of Direct Assignment (DA) and Pass-Through Certificate (PTC) transactions, coordination with internal and external stakeholders, and ensuring compliance with regulatory requirements.

Roles and Responsibilities:

1. Fund Raising & Deal Execution:

- Lead end-to-end fund raising / resource mobilization through securitisation (DA & PTC) from banks, financial institutions, and other market investors

- Structure transactions in line with ALM requirements and cost optimization objectives

- Prepare, review, and submit transaction proposals and term sheets

- Negotiate commercial terms including pricing, credit enhancement, and servicing arrangements etc.

- Ensure timely closure and execution of securitisation transactions

- Support supervision and oversight of co-lending portfolio

2. Direct Assignment (DA) Management:

- Drive DA transactions with a focus on maximizing sell-down, especially for LAP portfolios

- Build and maintain strong relationships with partner banks and financial institutions

- Manage pipeline of DA deals and ensure alignment with internal targets

- Address investor queries and manage post-transaction interactions

3. Pass Through Certificate (PTC) Transactions:

- Execute fund raising through PTC structures to support ALM and liquidity management

- Coordinate with trustees, rating agencies, and investors for issuance and closure

- Monitor performance of securitised pools and ensure compliance with transaction covenants

4. Stakeholder Coordination & Due Diligence:

- Coordinate with internal and external stakeholders including: Banks / Investors, Legal counsels, Trustees, Rating agencies, Auditors, Internal operations and credit teams etc.

- Facilitate due diligence processes for pool selection and transaction execution

- Ensure data accuracy, documentation completeness, and regulatory compliance

5. MIS, Reporting & Analytics:

Prepare and maintain MIS for:

- Deal pipeline and closures

- Monthly cost of funds tracking

- Outstanding securitisation transactions

- Track performance of securitised pools and investor payouts

- Manage investor reporting and resolve escalations related to payouts or servicing

- Provide analytical insights to management for decision-making

6. Governance, Compliance & Process Excellence

- Ensure compliance with regulatory guidelines (RBI / NHB) for securitisation and DA transactions

- Maintain high standards of documentation and audit readiness

- Ensure all structured transactions are executed seamlessly with minimal operational risk

Key Skills & Competencies:

- Strong understanding of securitisation structures (DA & PTC) and regulatory framework

- Negotiation and stakeholder management skills

- Analytical mindset with strong MIS and data interpretation capabilities

- High attention to detail and execution discipline

Preferred Experience:

- 3 to 5 years of experience in treasury / structured finance / securitisation

- Prior experience in NBFC / HFC treasury or structured finance roles

- Exposure to DA, PTC, and co-lending structures is very essential

- Master's degree in Finance (MBA - Finance) from a recognized institution preferred.