Role : Treasury Operations - NBFC (5 - 7 Years Experience) :

Location : Valapad/ Mumbai

Position Overview :

We are seeking a skilled Treasury Operations Executive/Officer with 35 years of relevant experience in an NBFC environment. The role involves managing daily liquidity, borrowings, fund flow planning, regulatory compliance, and coordination with lenders. The ideal candidate should have experience in handling treasury activities specific to NBFCs, including bank/FI borrowing operations, securitisation/assignment transactions, and RBI reporting requirements.

Key Responsibilities :

1. Liquidity & Cash Flow Management :

- Monitor daily liquidity positions and ensure optimal fund deployment.

- Prepare daily/weekly/monthly cash flow forecasts based on disbursements, collections, and repayment schedules.

- Manage funds between collection accounts, escrow accounts, and operational accounts.

2. Borrowings & Lender Coordination :

- Handle end-to-end documentation and operations for bank/FI borrowing lines including CC/OD, TLs, WCDL, CP, NCD, and ECB (if applicable).

- Coordinate with lenders for drawdowns, repayments, interest servicing, and covenant compliance.

- Track utilisation of limits, renewal timelines, and DP calculations.

- Prepare information packs, ratio sheets, and compliance certificates for lenders.

3. Securitisation / Assignment Operations :

- Support execution and settlement of DA/assignment/securitisation transactions with partner banks.

- Coordinate with internal credit, collections, and legal teams for pool preparation and due diligence.

- Manage cashflows, DA/PTC payouts, and reporting requirements for securitisation transactions.

4. Regulatory & RBI Compliance :

- Ensure compliance with applicable RBI NBFC Master Directions, FEMA, and other regulatory guidelines.

- Prepare and submit periodic returns such as ECB -2

- Maintain audit-ready documentation for internal, statutory, and regulatory audits.

5. Treasury Risk Management :

- Monitor ALM gaps, exposure limits, borrowing covenants, and asset-liability positions.

- Assist in the preparation of ALM statements for ALCO review.

- Ensure compliance with internal treasury policy and risk frameworks.

6. Treasury Operations :

- Handle settlements for money market instruments, deposit placements, and debt issuances.

- Prepare treasury MIS including :

1. Cash position

2. Borrowing portfolio

3. Cost of funds analysis

4. Liquidity reports

7. Internal Coordination :

- Work closely with Finance, Accounts, Collections, FP&A, and Business teams for accurate forecasting and cash planning.

- Coordinate with auditors, credit rating agencies, trustees, and bankers for documentation, compliance, and reporting.

Qualifications & Experience :

- MBA Finance.

- 5 - 7 years of experience in Treasury Operations within an NBFC or BFSI environment.

- Strong understanding of NBFC borrowing instruments, securitisation, and regulatory filings.

- Exposure to RBI NBFC Master Directions

Skills & Competencies :

- Strong analytical and numerical skills.

- High attention to detail and accuracy.

- Good communication and stakeholder management abilities.

- Proficiency in Excel; experience with ERP/Treasury systems is an advantage.

- Ability to manage high-volume transactions under tight deadlines.