Team Lead - Credit Risk - Bank

Key Responsibilities:

- Perform computation and monitoring of Risk Weighted Assets (RWA) in line with regulatory requirements.

- Conduct stress testing of the credit portfolio and assess the impact under various scenarios.

- Coordinate with IT, Operations, and other stakeholders to ensure availability, accuracy, and integrity of data required for RWA and risk computations.

- Support implementation and strengthening of risk measurement and reporting frameworks across the enterprise risk domain.

- Ensure adherence to RBI guidelines and regulatory frameworks relating to Capital Adequacy, Basel norms, and CRAR computation.

- Assist in preparation of regulatory submissions, internal MIS, and management presentations related to credit and enterprise risk.

- Participate in automation and process improvement initiatives relating to risk data aggregation and reporting.

Desired Skills & Competencies:

- Good understanding of banking and credit risk concepts.

- Familiarity with RBI regulations, Basel guidelines, and capital adequacy norms.

- Analytical and problem-solving skills with strong attention to detail.

- Ability to work with cross-functional teams including IT and Operations.

- Proficiency in Excel and risk reporting tools.

- Good communication and stakeholder management skills.