Team Lead - Credit Portfolio Manager - Banking

Credit Portfolio Manager (10-15 yrs)

Role Overview:

We are hiring an experienced and detail-oriented Team Lead to oversee credit portfolio management. This role is responsible for covenant monitoring, portfolio reporting, internal control adherence, and credit hygiene across structured corporate lending portfolios.

Key Responsibilities:

Team Leadership & Governance:

- Direct, mentor, and build a high-performing team. Drive workload allocation, manage operational priorities, serve as the escalation point for complex credit issues, and ensure seamless delivery.

Covenant Monitoring & Compliance:

- Oversee the lifecycle tracking of financial and non-financial covenants. Ensure accurate assessment of non-compliance, direct approval routing for waivers or amendments, and supervise annual monitoring reports.

Portfolio Tracking & Reporting:

- Oversee portfolio data integrity across internal systems, including facility updates, price tracking, credit balance reporting, and shareholder/obligor structure tagging. Maintain audit-ready documentation.

Process Improvement & Controls:

- Identify operational bottlenecks and control gaps. Lead initiatives to streamline credit workflows, enhance reporting accuracy, and promote a strong risk-aware culture.

Required Qualifications:

Experience:

- 8-10 years of experience in credit risk management, corporate lending, or project finance, including at least 3 years in a leadership/people management role.

Education:

- Bachelors degree in Finance, Accounting, Economics, or related field (MBA or CFA preferred).

Technical Skills:

- Deep expertise in financial covenants, credit approval processes, corporate lending structures, loan documentation, syndicated loan arrangements, and post-closing credit controls.