Team Lead - Commercial Mortgage

Description:

Key Responsibilities:

- Apply a detailed understanding of AAF Lending Policy, Standards, and Lending Criteria to assess loan applications.

- Evaluate commercial mortgage products for eligibility and suitability based on customer profiles and property types.

- Use front-end systems to submit and track CRE applications through to credit approval.

- Prepare credit papers for submission to UK baseds Credit team, ensuring clarity and completeness.

- Maintain a minimum 98% right-first-time documentation standard, ensuring accuracy and compliance.

- Work both independently and collaboratively to meet deadlines and service level agreements (SLAs).

- Adapt quickly to changing priorities and work proportionately based on transaction complexity.

- Contribute to process improvement initiatives, identifying areas for efficiency and automation.

- Build strong working relationships with internal stakeholders through clear and effective communication.

- Liaise with KYC and Financial Crime departments to resolve onboarding issues related to fraud or compliance.

- Attend ad hoc meetings as required by the UK team.

- Perform additional tasks as assigned to support the CRE Lending function.

Candidate Profile:

Education & Experience:

- Bachelors degree in finance, Economics, Accounting, or related field.

- 1 to 3 years of experience in credit analysis, commercial lending, or financial services.

- Exposure to UK banking or international financial institutions is preferred.

Skills & Competencies:

- Strong analytical and documentation skills.

- Proficiency in Excel and financial modelling.

- Excellent written and verbal communication in English.

- Ability to work across time zones and manage remote stakeholder relationships.

- Familiarity with UK lending practices and compliance standards (training will be provided).

Desirable Qualifications:

- Progress toward CFA, FRM, or similar certifications.

- Understanding of UK property markets and commercial lending products.