Role details: - Risk Underwriter - Department: Trade Credit - Product: Trade credit Insurance - Experience level: Min 3 or 4 years of experience - Requirement: Credit analysis; Strong ability to understand, interpret and assess key financial statements of entities; exhibit strong understanding of a corporate entity's business model, its cash flow sources, sectoral and industry-specific nuances in which the entity operates Job Description: - Credit risk assessment of non-financial corporates (listed entities, private companies and proprietorship firms) across diverse sectors in the trade credit insurance vertical - Assess and analyze the creditworthiness of a portfolio of buyers (customers) that trade with the policy holder - Assign risk ratings and credit limits for every buyer in the portfolio as per request received from the policy holder - Work on risk assessments of buyers in potential prospects as required by the commercial underwriter - Liaise with commercial underwriters, clients and brokers to communicate final decisions on credit limits - thoroughly explain the rationale for approvals - Maintain agreed TATs for communicating limit decisions and adhere to underwriting guidelines and processes - Continuously monitor the assigned limits and exposures on entities for any negative or adverse news, and take corrective calls on exposures accordingly - Maintain a detailed MIS of the portfolio that you would be responsible for - Support senior underwriters and risk head with knowledge materials, presentations to clients and other external stakeholders Target candidates: - Risk underwriters in other insurance set ups with exposure to TCI - Credit analysts in banks or NBFCs who have worked on trade credit, WC loans or other short term financing - Credit/rating analysts in credit rating agencies - Credit analysts working in fixed income groups in asset management firms (MF, pension funds) or other debt capital exposure

Mumbai

TATA AIG - Risk Underwriting Role - Trade Credit 

Job Description for TATA AIG - Risk Underwriting Role - Trade Credit  in TATA AIG General Insurance Company Limited in  Mumbai for (3-8) years of experience. Apply Now!