StrideOne Reviews by Employees

SME - Credit Underwriter (Assistant Manager) Company Profile: - StrideOne, the NBFC, has been setup with the vision to be a leading financial institution for Indian startups and their ecosystem providing comprehensive financial services distributed digitally. - We have a "Product First and Client First" approach and hence customize various financial services to the specific needs of the industry that the start-up operates in. - With the vision to build a one-stop financial institution for startups in India, the journey for Stride as a group has only started. - An organization is built by its people, and we are thus eager to on-board this rocket ship, the BEST out there across verticals. - We have a very open and welcoming culture where we invite honest conversations, analytical thinking without the baggage of bias and weight of hierarchy. - If you're a team player who is passionate about what they do, have an entrepreneurial quotient and would love to join a growing organization - then come and be a part of the Stride Family! Purpose of the Role: - This role is part of the Credit Underwriting team, focused on assessing the creditworthiness of SMEs (Small and Medium Enterprises). - The key responsibility is to ensure accurate risk evaluation and strong portfolio management to minimize potential NPAs (Non-Performing Assets) while optimizing credit decisions in collaboration with cross-functional teams. Key Responsibilities: - Credit Evaluation: Evaluate the creditworthiness of SME clients by analyzing financial statements, credit reports, GST reports, and banking checks. - Risk Assessment: Establish credit limits and terms for customers based on risk assessment, credit policies, and financial data (P&L, Balance Sheets, etc.). - Cross Functional Collaboration: Work with Sales, Finance, and Legal teams to enhance credit decision-making and customer management. - Monitoring & Risk Mitigation: Regularly monitor credit exposure, delinquency rates, and take proactive measures to mitigate potential risks. - Decision Making: Apply knowledge of Consumer & Commercial Bureau and Supply Chain Finance to improve credit assessment processes. Profile Requirements: Education: - Minimum: Post Graduate (MBA in Finance) - Good to Have: CA/CFA qualifications. Experience: - Required: Experience in SME underwriting in a Bank, NBFC, or Financial Institution. - Good to Have: Knowledge of Supply Chain Finance and industry trends.

Gurgaon/Gurugram

StrideOne - Assistant Manager - Credit Underwriter - Small & Medium Enterprises 

Job Description for StrideOne - Assistant Manager - Credit Underwriter - Small & Medium Enterprises  in Stride Fintree Private Limited in  Gurgaon/Gurugram for (2-4) years of experience. Apply Now!