Role Overview:
We are looking for a Product professional to drive risk, analytics and data-led product solutions for the Business Lending portfolio, with a strong focus on improving credit decisioning, underwriting, portfolio monitoring and customer experience.
Key Responsibilities:
- Own product roadmap for credit risk, underwriting and analytics across business lending.
- Build and enhance data-driven credit decisioning, policy rules and risk frameworks.
- Work with Risk, Credit, Engineering and Business teams to translate business problems into scalable product solutions.
- Develop early-warning, portfolio monitoring and risk segmentation frameworks.
- Identify opportunities to improve approval rates, TAT, credit quality and portfolio performance through analytics.
- Integrate and leverage bureau, GST, banking, financial and external data sources for underwriting.
- Define product requirements, metrics, dashboards and success criteria; drive execution from concept to implementation.
- Continuously evaluate portfolio performance and convert insights into policy/product interventions.
Key Skills:
- Business Lending / MSME / SME / Commercial Lending
- Credit Risk & Underwriting
- Product Management & Analytics
- Data-driven decisioning and risk policy
- Strong understanding of Bureau, GST, Banking & Financial Data
- SQL / analytical skills; familiarity with Python and data science preferred
- Strong stakeholder and problem-solving skills
Didn’t find the job appropriate? Report this Job
