Health insurance

Job/Soft skill training

Cafeteria

Office cab/shuttle

Office gym

Child care facility

Professional degree assistance

International/On-site exposure

Free meal

Annual leaves

Rewards & recognition

Paternity leaves

Maternity leaves

Annual health checkup

Car lease

Mobile bill reimbursements

Relocation bonus

Mental health wellbeing

Life insurance

Performance bonus

Standard Chartered Reviews by Employees

Senior Officer

Team Lead

Associate Manager

Manager

Senior Manager

Business Development Manager

Senior Analyst

Officer

Assistant Manager

Specialist

Relationship Manager

Analyst

Associate Director

Associate Vice President

Technical Lead

Business Analyst

Client Care Executive

Technical Manager

Senior Developer

Test Lead

Service Manager

Priority Relationship Manager

Senior Client Care Executive

Software Developer

Credit Analyst

Senior Executive

Senior Financial Analyst

Team Manager

Senior Relationship Manager

Senior Software Engineer

Operations Officer

Team Lead Operations

Associate Relationship Manager

Associate

Banking Officer

Vice President

Assistant Vice President

Director

Test Manager

Senior Specialist

Development Manager

Software Engineer

Senior Associate

Financial Analyst

Development Engineer

Business Development Executive

Project Manager

Data Analyst

Client Servicing Executive

Product Owner

Development Leader

Customer Service Executive

Operations Manager

Universal Banker

Senior Customer Service Executive

Senior Business Analyst

Manager Client Servicing

Sales Manager

Branch Sales and Service Manager

Devops Engineer

Senior Test Analyst

Lead Developer

Relationship Manager Priority Banking

Teller

Executive Assistant

Senior Technical Manager

Developer

Customer Care Executive

Senior Test Manager

Business Relationship Manager

Senior Priority Relationship Manager

Senior Fraud Analyst

AML Analyst

Process Associate

Senior Project Manager

Senior Technical Lead

Process Specialist

Data Engineer

Technical Specialist

Insurance Specialist

Support Lead

Sales Officer

Collections Manager

Collection Officer

Sales Executive

KYC Analyst

Data Scientist

Executive

Senior Sales Officer

CDD Analyst

Customer Support Executive

Brach Operation Manager

Support Manager

Phone Banking Officer

Customer Service Manager

Team Leader (Nontechnical)

Senior Officer Operations

Lead Business Analyst

Senior Information Security Analyst

Tele Consultant

- Optimization of economic capital to create sustainable value in WB business by crafting and agreeing risk appetite that helps to achieve a desired risk profile from which we can secure relatively better returns than our competition over the longer term.  - To ensure that the quality of the Corporate credit portfolio of Wholesale Banking in India - South II is maintained within acceptable parameters, as defined by WB credit policy and country underwriting standards (CUS), and that the reporting of information relating to that portfolio is timely and accurate.  - To instil a strong credit culture by setting the highest standards and demanding that these are maintained by all Business teams in India - South II.   - Proactive management of the portfolio credit risk profile within agreed risk appetite. Reducing P&L volatility by running a largely - surprise free and well managed WB book.  - To be the contact point on country credit risk matters for local country regulators and external auditors.  KEY RESPONSIBILITIES :   Credit Process :   - Ensuring that the quality of Limit Applications (BCAs) meets Group standards, particularly with regards to the completeness and depth of risk analysis.  - Approving BCAs falling within own discretion and support of applications that require approval outside the territory, where appropriate.  - Approving breaches of Local Underwriting Standards, to the extent permitted by WB Credit Policy.  Credit Policy :   - Formulating and obtaining approval of Local Underwriting Standards which is supportive (from credit risk perspective) of the business strategy of various segments   Credit Information Reporting :   Destination Responsibilities - Ensure usage of Risk MI is embedded in future BAU credit risk information reporting including for submission to Regional Credit Issues Forum and other portfolio analytics work in country.  Portfolio Management :   - Monitoring compliance with credit policy and CUS on at least a quarterly basis and reviewing any divergence thereof with CEO and Origination and Client Coverage (OCC) Head/Segment Heads to ensure credit quality targets are achieved.  - Ensure EAR process is adhered to and participate in the monthly EAR discussions. Assisting relationship managers in identification and managing up or out of accounts exhibiting signs of deterioration and assist Group Special Assets Management, where appropriate, in managing criticized accounts to maximise recoveries and minimise losses.  - Ensuring specific and general stress tests are being conducted periodically, in accordance with the assertions made within Group / Country ICAAP documents, including understanding the RWA impact of credit grade migration and the potential constraints this will place on new business.  Business Contribution :   - Increasing working profits through effective management of the loan asset portfolio in order to help develop the franchise in a sustainable way and minimise provisions.  - Effective use of RORWA in pursuance of WB strategy and subsequent allocation in the various industries sectors in order to diversify risk.  - Maximizing Economic Revenue through effective management of the risk/reward relationships.  - Maintaining credit quality and standards of professionalism for the risk function.  - Ensure effective implementation of Group Policies / Circulars / Procedures.  - Participate actively in any group initiative to improve systems and processes.  Stakeholder Management :   - Actively engage all stakeholders (eg. Business partners) to raise their awareness of credit issues and how these are managed by the Credit Risk function.  - Ensure that Credit Risk decisions are transparent and supporting rationales are explained in a professional and courteous manner, especially when turning down proposals.  - Be aware of major decisions by other stakeholders and assess the potential impact on Credit.  Operational Risk Management Assurance (ORMA) :   - Ensure compliance to the ORMA framework including the effective application of risk toolkit (self-assessments, KRIs, KCSs, etc) and reporting.   - Ensure full awareness of all the policies & procedures issued in relation to money laundering prevention. Ensure compliance with these policies & procedures on an ongoing basis and immediately report any suspicious transaction to the Supervising Officer.  Others :   - Live by values and brand promise 'Here for Good'.  - Determine credit training needs within their territory and arrange for these needs to be met in collaboration with Organisation Learning.  - Ensure that new users are trained on all credit systems including scorecards.  - Actively participate in monthly Regional Credit Issues Forum or in-country Portfolio Committee (RCIF).  - Undertake regular customer visits to better understand the business environment.

Chennai

Standard Chartered Bank - Credit Manager - Commercial Credit 

Job Description for Standard Chartered Bank - Credit Manager - Commercial Credit  in Scope International in  Chennai for (6-9) years of experience. Apply Now!

Standard Chartered Bank - Credit Manager - Commercial Credit  | iimjobs.com