About Skydo:

Skydo is a fast-growing fintech simplifying B2B cross-border payments for Indian exporters. We help businesses receive international payments seamlessly, cost-effectively, and in full compliance with global AML and CFT regulations. Backed by Elevation Capital and Better Capital, we are scaling rapidly and looking for passionate professionals to join our mission to build a world-class payment platform.

With regulatory authorisations across jurisdictions, we are building compliant, transparent, and efficient payment rails for global trade. Skydo Payments IFSC Pvt Ltd, PSP licence under progress with IFSCA, GIFT City, marks our next step in establishing a strong international financial services presence.

Role Overview:

We are looking for a Compliance Officer (Registered with IFSCA) to oversee compliance operations, reporting, and policy frameworks for our newly incorporated IFSCA-regulated entity. The individual will be responsible for all IFSCA and SEZ compliance reporting, regulatory engagement, and policy implementation while supporting group-wide compliance initiatives. This is a mid-senior level individual contributor role that will evolve into a leadership position as the entity scales.

The role combines regulatory interface, policy design, reporting accountability, and remote operational oversight for group-wide compliance functions.

Responsibilities:

Regulatory Compliance & Governance:

1. Coordinate and manage regulatory inspections, audits, and inquiries from IFSCA, SEZ, or other LEAs (RBI, FIU-IND, ED, CBI).

2. Ensure timely submission of all regulatory filings, returns, and audit reports in compliance with IFSCA directives.

3. Maintain a comprehensive Compliance Calendar to track reporting obligations and ensure timely compliance.

4. Monitor regulatory developments, interpret new circulars, and communicate relevant updates internally.

Policy Design & Framework Development:

1. Design and maintain AML/CFT, KYC, and Compliance Policies and Standard Operating Procedures for the IFSCA entity.

2. Conduct periodic reviews of compliance frameworks to ensure effectiveness.

3. Support development of Risk Assessments, Board Reports, and periodic compliance attestations.

Operational Oversight & Quality Assurance:

1. Provide second-line oversight over KYC, KYB, and Transaction Monitoring activities.

2. Review L2/L3 cases for completeness, escalation accuracy, and adherence to Skydos policies.

3. Lead Thematic QA Reviews to identify gaps, process inefficiencies, or emerging typologies.

4. Recommend and implement improvements to strengthen AML/CFT controls and reduce false positives.

Training, Awareness & Stakeholder Collaboration:

1. Develop and conduct compliance training and awareness sessions across teams to strengthen the culture of compliance.

2. Collaborate with internal stakeholders (Payment Ops, Banking Partnerships, Product, and Engineering) to ensure smooth compliance integration across workflows.

3. Contribute to internal audit preparedness, compliance dashboards, and leadership reporting.

Skills:

Must Have:

1. Deep understanding of AML/CFT, KYC, and Sanctions frameworks under RBI, FATF, FinCEN, MAS, and IFSCA.

2. Experience with Fintech, PSP, or other regulated financial institutions, ideally in a leadership or oversight role.

3. Proven expertise in policy drafting, regulatory reporting, and audit management.

4. Ability to lead, mentor, and review Analyst-level work.

5. Excellent communication skills for internal and external stakeholder management.

Preferred:

1. Experience within RBI-regulated entities (PA/PG, NBFC, Bank, or PPI).

2. Exposure to international compliance frameworks (MAS, FinCEN, FATF).

3. Certifications such as CAMS, ICA, or equivalent are advantageous.

Persona:

- Experience: 5-10 years in Compliance, AML/CFT, or Regulatory Affairs.

- Education: CA, CS, MBA (Finance), or Law Graduate.

- Work Style: Independent, structured, and confident leading remotely.

- Mindset: Ownership-driven, pragmatic, and committed to regulatory excellence.

Why Join Us:

- Lead the compliance function of a new regulated entity under IFSCA.

- Gain multi-jurisdictional exposure across IFSCA, RBI, MAS, and FinCEN frameworks.

- Work with senior leadership and shape Skydos compliance strategy.

- Be part of a compliance-first fintech culture driving trust and innovation in cross-border payments.