Senior Role - Credit Analysis - Structured Finance

- Manage and develop a team of individuals to provide portfolio management and underwriting support to the entire industry

- Engage coverage officers and relationship managers which may often lead the credit approval process through Wholesale Credit Risk and more experienced management

- Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and timely manage any risks and opportunities that may be presented

- Make decisions and resolve issues regarding underwriting strategies, deal positioning, and relationship management strategies that involve credit of CIB Portfolio Management to meet business objectives

- Interpret and develop policies and compliance requirements for timely managing any risks and opportunities identified

- Collaborate with and consult with coverage officers, relationship managers, and more experienced management to provide support to the entire industry team

- Manage allocation of people and financial resources for CIB Portfolio Management

- Mentor and guide talent development of direct reports and assist in hiring talent

- Manage and develop a team of individuals that provides portfolio management and underwriting support to an industry leading structured finance business.

- Core team deliverables include support on surveillance, credit analysis and portfolio management across MFG's portfolio. Key deliverables include portfolio surveillance, performance analysis, compliance/covenant testing, financial reviews, risk ratings, regulatory reporting including Basel, and drafting of memos and presentations.

- Collaborate with the US and India leadership teams to identify, develop and implement strategies that will ensure an effective delivery and value-growth of the India MFG team.

- Identify and recommend patterns or opportunities for overall industry or macroeconomic trends and how they may impact the overall portfolio and help timely management of risks.

- Make decisions to ensure timely deliverables, resolve operating issues, effective work allocation, etc.

- SME-level contribution is also needed to plan, train, mentor and review team's deliverables.

- The incumbent will be overall responsible for providing leadership and mentoring, performance feedback and building a strong, high performing team including hiring and retention of top talent.

- Communicate effectively across all levels of organization to ensure alignment with company's strategy and goals.

- Interpret and develop policies and compliance requirements for timely managing any identified risks and opportunities; Ensure that all activities within the India team are conducted in accordance with the company policies, procedures, and ethical standards (including Risk, Compliance and HR policies).

- Drive and implement various department wide risk & governance and transformation & automation initiatives on an ongoing basis.

Required Qualifications:

- CIB Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

- Leadership experience

Desired Qualifications:

- Experience in CIB Portfolio Management, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education mainly in Credit and Structured products at leadership level

- Functional experience across asset classes in banking, credit analysis and underwriting, ratings analysis, portfolio management, debt research, corporate and structured finance. Experience in Structured products and familiarity with mortgage finance an added plus.

- 2+ years of leadership experience

- MBA Finance or equivalent. CFA (Chartered Financial Analyst) or CA (Chartered Accountant) would be a plus.

- Demonstrated strategic thought leadership and exposure to senior management strategic presentations.

- In-depth understanding of financial statements and accounting policies (IFRS/ GAAP etc.) of large corporates and/or financial institutions with ability to comprehend key risks.Strong management skills with ability to lead a team.

- Demonstrated thought leadership in transformation and automation for enhanced efficiency a must; Change Management experience an added positive.

- Excellent communication skills, both verbal and written. Proven leadership and organizational skills, articulate in communication and strong business writing skills.

- Required expertise in Powerpoint, Excel and Word. Familiarity in PowerBI capabilities and VBA/Macro/Python coding an added plus.

- Motivated self-starter, strong interpersonal and leadership skills, and ability to multitask across multiple competing deliverables in a fast-paced environment.

- Must be flexible to work in EMEA/partial US shift as per business requirements.