Senior Product Manager - Credit Cards

Role/ Job Title: Senior Product Manager

Function/ Department: Credit Cards

Location: Mumbai

Job Purpose:

You will be responsible for developing and managing our credit card products and programs to drive growth and profitability for the bank.

Roles & Responsibilities:

- Develop and implement credit card product strategies and roadmaps in line with the bank's overall business objectives

- Conduct market research and analysis to identify customer needs and preferences, and use insights to drive product innovation and differentiation

- Collaborate with cross-functional teams including marketing, sales, and operations to ensure successful product launches and ongoing management

- Monitor and analyze product performance, identify areas for improvement, and make recommendations for product enhancements and pricing adjustments

- Stay updated on industry trends and competitor offerings to ensure our credit card products remain competitive in the market

- Manage relationships with external partners and vendors to support product development and delivery

- Work closely with the credit risk team to ensure responsible lending practices and compliance with regulatory requirements

- Lead and mentor a team of product managers and analysts to achieve departmental goals and objectives

- Strong understanding of retail banking and credit card products, with a proven track record of developing and launching successful products

- Excellent analytical and problem-solving skills, with the ability to use data to drive decisions and strategies

- Strong project management skills and ability to manage multiple projects simultaneously

- Excellent communication and interpersonal skills, with the ability to collaborate with cross-functional teams and build relationships with external partners

- Knowledge of regulatory requirements and compliance in the credit card industry

- Leadership experience and ability to mentor and develop team members