Senior Policy Manager - Home Loan Credit

Key Responsibilities:

- Develop, review, and implement Home Loan credit policies and underwriting guidelines.

- Analyze portfolio performance and recommend policy enhancements to improve asset quality.

- Coordinate with Credit, Risk, Business, Product, and Operations teams for policy implementation.

- Monitor policy exceptions, deviations, and portfolio trends to ensure effective risk management.

- Drive policy automation and process improvements to enhance operational efficiency.

- Ensure compliance with regulatory requirements and internal governance standards.

- Support new product launches and policy changes through data-driven insights and impact assessment.