Role Overview: To undertake comprehensive credit analysis and evaluation of Infra and Project lending proposals. Key Responsibilities: To undertake a comprehensive study into the credit worthiness of applications for Infrastructure lending, cross verify the credit records of borrowers/guarantors & undertake critical analysis of risks (market, credit, interest, exchange & legal) associated with the application. - To ratify appraisal reports received from the credit teams of business groups for each application with internal credit ratings & evaluate recommendations received in support of lending decisions. - To ensure efficient turnaround time for validating the proposals and preparing the risk notes. - To get information about the borrower and the proposal from various networks and suitably use them in the proposal evaluation. - To monitor the compliance of internal and regulatory guidelines, companies act, income tax act etc. - To have risk awareness about macro and sectoral issues related to infra financing. - To constantly evaluate the competitive norms in Banks and Leading NBFCs for Risk metrics and allowances and deploy the best practices in the organization. - To perform portfolio monitoring and analytics for effective risk monitoring & formulate compliance processes for new and existing business - To monitor the infrastructure lending portfolio performance by continual analysis of fundamentals & reviewing the ratings, analyse the covenants and evaluate industry performance in that sector - To devise various analytical tools to measure the portfolio health from various angles and highlight 'early warning' signals - To review the covenants of loan proposals at frequent intervals and undertake action for serious deviations - To regularly upgrade credit procedures & ensure their compliance with internal & external rules of lending - To manage a robust documentation mechanism for business proposals & develop MIS reporting for areas under risk management - To maintain the credit committee notes, risk notes, final copy of credit arrangement letters - To maintain accurate reports & analysis of portfolio risk variances & trends for the Infra lending portfolio Key Requirements: - Experience: 5 to 8 years of experience - Educational Qualification: MBA/CA - Working knowledge of infrastructure finance - Sound knowledge and understanding of infrastructure sectors - Sound knowledge of financial statements, ratios and related analysis - Self-motivated and customer oriented - Sound problem solving and decision-making skills - Good communications and interpersonal skills

Mumbai

Senior Manager Underwriter - Credit Risk - Infra Lending 

Job Description for Senior Manager Underwriter - Credit Risk - Infra Lending  in Virtuous Advisors and Resources Pvt. ltd. in  Mumbai for (5-8) years of experience. Apply Now!