
Job Description :
Key highlights of the role are listed below (purely indicative and not limiting) :
- Design and Implement Technology solutions on Credit Card Management Systems, Digital Card Onboarding Platforms, Digital Payment and surround systems.
- Ensure that the solutions deployed are robust, scalable and there are no major functional/performance issues post the implementation.
- Act as a key interface between users, IT, and partner development teams and is responsible and accountable for all functional requirement-related decisions.
- Act as a functional expert to the business teams to ensure the requirements are fulfilled with minimal changes to systems and existing system capabilities are fully exploited.
- Help Product and Marketing Groups to convert the Idea to a Solution for Business products.
- Owns & manages Business Analysis/development, Requirement gathering (BRD), FSD, UD, Costing, Project Management.
- Drives Functional understating, Changes and System Implementation, UAT testing & signoff, and Team handling.
- Prioritizing and escalating issues when needed and keeping stakeholders informed of progress.
- Develop and maintain implementation best practices, documentation procedures, and standards.
Applicants should possess the following attributes :
- Strong Knowledge of commonly used Credit Cards platforms like Vision Plus
- Excellent understanding of Credit Cards, Digital Payment eco-system, and system architecture.
- Experience in designing a solution for digital onboarding and underwriting.
- Working experience on AI platform.
- Prior experience of implementing/migrating /supporting Credit Cards systems for any Indian bank is a must.
- Should have working knowledge of technology frameworks like API management, File transfers, Change control, Application management etc.
- Should understand security protocols used in Credit Cards related systems such as PCI DSS standards
- Experience in defect management/troubleshooting for Credit Cards applications would be an advantage.
- Excellent communication and negotiating skills.
- Good leadership skills, should be able to lead a team of 5 to 10 members.
- Good interpersonal skills and the candidate should work closely with all internal and external stakeholders with a solution-oriented approach.
- Should be result oriented and must think of all aspects like business, customer, reputation, regulatory impact, etc. while designing solutions Proven ability to identify, solve and prevent regulatory issues.
- Good Project Management skills.
- Good in preparing and reviewing technical documentation like BRDs, FSD, and Architecture diagrams etc.
- Good Business Analysis and Consulting Skills.
- Good in requirements gathering and understanding both stated and assumed business requirements.
- Prioritise and manage workload effectively, recognizing the quick turn-around requirements.
- Work independently with minimal supervision and take responsibility
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