Senior Manager - Finance - NBFC - CA

About Company

The company operates in the financial services industry, providing technology-driven digital lending solutions as a regulated non-banking financial company (NBFC) partner to fintechs and other businesses.

Job Description

Loan Book & Portfolio Management

- End-to-end oversight of the loan book across direct sourcing, co-lending, and BC partnerships.

- Build and maintain real-time dashboards to monitor loan book performance (NPA %, PAR, collections efficiency, etc.).

- Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank statements, LMS, and accounting systems.

FLDG & Partnership Management

- Lead financial evaluations and ongoing monitoring of fintech partners with FLDG arrangements.

- Track and reconcile FLDG coverage, defaults, and recoveries.

- Manage co-lending and BC partnerships, including financial diligence, cash flow alignment, and MIS integration.

Evaluation & Due Diligence of NBFCs/Partners

- Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential partnerships.

- Review promoter background, financial health (CAR, GNPA/NNPA, ALM), audit reports, and compliance status.

- Prepare recommendation reports for partnerships and investment decisions.

Financial Reporting & Compliance

- Prepare accurate and timely financial statements (quarterly/annual), ensuring compliance with all SEBI and RBI regulations.

- Oversee statutory audits, internal audits, and RBI inspections.

- Manage tax planning, GST compliance, and other regulatory filings.

Automation & Process Optimization

- Work closely with the product team to automate reconciliation, reporting, and financial processes.

- Drive integration of finance dashboards into the loan management system (LMS) for real-time portfolio and risk visibility.

- Identify opportunities for automation in financial reporting and portfolio monitoring.

Strategic Financial Planning

- Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support strategic decision-making.

- Collaborate with the leadership team to improve margins, reduce defaults, and optimize lending operations.

- Evaluate ROI and financial performance of all lending partnerships and products.